Business Law Library & Tracker
Financial Services, Credit & Payments
Credit, lending, payment services, insurance and regulated finance.
Sources last reviewed 28 July 2026
Main law guides
122
Acts, regulations and codes worth reading first
Topics
60
Plain-English clusters
Published case explainers
143
Selected cases with a business lesson
Tracked updates
11
New, amended & reviewed
Plain-English explainers, not legal advice. Use the linked official source for section-level detail, and get advice for your situation.
Get legal helpMain laws
Insurance Act 2015
2015 c. 4
Consumer Credit Act 1974
UKPGA 1974 c 39
Consumer Protection Act 1987
UKPGA 1987 c 43
Employers' Liability (Compulsory Insurance) Act 1969
UKPGA 1969 c 57
Financial Services and Markets Act 2000
UKPGA 2000 c 8
Payment Services Regulations 2017
SI 2017/752
Proceeds of Crime Act 2002
UKPGA 2002 c 29
Unfair Contract Terms Act 1977
UKPGA 1977 c 50
Landlord and Tenant (Covenants) Act 1995
UKPGA 1995 c 30
Small Charitable Donations Act 2012
2012 c. 23
Cases
Bath Racecourse Ltd v Liberty Mutual Insurance Europe SE
Insurance recovery is calculated under the policy, not from headline revenue loss alone. Grants, reimbursements and avoided costs may affect the final amount. Keep...
Pridewell Properties (London) Limited v Spirit Pub Company (Managed) Limited
If you are a landlord relying on redevelopment to oppose a new tenancy, this case shows the court will test the practical detail, not just the headline plan. It is...
The Financial Conduct Authority v Argento Wealth Limited & Anor
The lasting value of this case is practical rather than technical. If your business raises money, do not assume that a purpose clause automatically ring-fences...
Zurich Insurance Company Ltd, Re
For most small businesses, this case is less about day-to-day trading and more about how regulated transfers work behind the scenes when an insurer moves a...
Bilta (UK) Ltd (in liquidation) and others v Tradition Financial Services Ltd
For ordinary businesses, the durable lesson is not about carbon trading itself. It is about counterparties, intermediaries and warning signs. If your business helps...
Great Jackson St Estates Limited v The Council of The City of Manchester
If your project sits on leasehold land, review the lease before major planning, design and funding costs are committed. Check every clause affecting demolition,...
Hopcraft v Close Brothers; Johnson and Wrench v FirstRand
Commission disclosure and customer finance journeys need careful design. Even where broad fiduciary or bribery claims fail, regulated credit fairness can still bite...
River Island Holdings Limited, Re
The practical lesson is not that every struggling business can cut leases through court process. It is that directors should act early, build evidence and compare...
URS Corporation Ltd v BDW Trading Ltd
If your business develops, designs or helps build residential property, do not assume risk ends when the units are sold or when an old six-year limitation position...
Vietjet Aviation Joint Stock Company v FW Aviation (Holdings) 1 Limited
For ordinary businesses, the durable lesson is simple: if your deal is funded by lenders or secured against key assets, do not treat the supplier or original...
Wise Payments Limited v With Wise Limited & Ors
If you are choosing or changing a brand, do not stop at checking whether another business looks like a direct competitor. Map what your business actually does now,...
Alex Not & Ors v Jaguar Land Rover Limited & Ors
For ordinary businesses, the durable lesson is less about diesel vehicles and more about how product complaints can scale. If many customers say the same product...
Christine Self v Santander Cards UK Limited
For small and mid-sized businesses in consumer finance, the practical lesson is not that any standard form will always block later claims. The lesson is narrower...
Marcus Gervase Johnson v Firstrand Bank Limited (London Branch) t/a Motonovo Finance
If your business arranges consumer finance as part of a sale, do not assume the lender carries all the legal risk. In the court’s scenario, the dealer was a credit...
Oakwood Solicitors Ltd v Menzies
The lasting lesson is about billing process, customer communication and evidence. If your business can take fees from money it holds for a customer, do not assume a...
Rajinder Kumar & Ors v LSC Finance Limited
If your business lends or borrows against land, do not treat purpose wording as boilerplate. A court will look at the actual intended use of the land and the real...
The Financial Conduct Authority v London Property Investments (UK) Limited (t/a LPI Emergency Property Finance) & Ors
For ordinary businesses, the practical lesson is simple: if you operate in the space between distressed homeowners and lenders, do not assume you are just an...
Canada Square Operations Ltd v Potter
The safest reading for business owners is straightforward. Do not assume that six years automatically closes off risk if your business model depended on not telling...
Vadim Don Benyatov v Credit Suisse (Securities) Europe Ltd
The practical lesson is about clarity, scope and risk allocation. An employer may owe recognised duties of care and may have to reimburse some expenses or...
Chapelgate Credit Opportunity Master Fund Ltd v Money & Ors
If your business is using a commercial funder to back a claim, do not assume the funder’s downside is automatically capped at the amount it puts in. This case shows...
Wood v Capita Insurance Services Limited
Warranties and indemnities are not interchangeable safety nets. A buyer needs each risk mapped to the trigger, notice process, time limit, liability cap and remedy...