Getting Finance Articles
Expert articles and practical legal guides on getting finance for uk businesses.
Assignment of Debt in the UK: When You Need It and How to Do It Properly
If your business is owed money, cash flow can start to feel like a constant juggling act. Sometimes the fastest way to turn an unpaid invoice into working capital (or to hand...
8 March 2026
Public Limited Company (PLC): Definition And Key UK Business Impacts
If you’re growing a business in the UK, you’ve probably come across the “plc” label on bigger, household-name companies and wondered what it actually means - and whether it’s something you should...
7 March 2026
Franchise Investments In The UK: Key Legal Considerations
Franchises can look like a “safer” way to grow a business: there’s a proven model, a recognised brand, and (usually) a playbook for operations and marketing. But franchise investments still involve real...
6 March 2026
Pre-Emption Agreements in the UK: When You Need One and Key Clauses
If you run a UK company with more than one shareholder, sooner or later you’ll face a tricky question: what happens if someone wants to sell their shares, or the company needs...
5 March 2026
Loan Security and Collateral: What UK Businesses Need to Know
If you’re taking out business finance, the lender will often ask for security for a loan. That’s completely normal - but it’s also one of those moments where the legal detail really...
5 March 2026
What Is a Holding Company in the UK? Benefits, Risks and Use Cases
If your business is growing (or you’re planning for growth), you might start hearing the term “holding company” thrown around by accountants, investors, or other founders. It can sound like something only...
5 March 2026
Short-Term vs Long-Term Loans: Legal Considerations for UK Businesses
If you’re weighing up a short-term loan vs long-term loan for your business, you’re probably focused on the numbers: interest rate, monthly repayments, and how quickly you can access cash. That’s a...
5 March 2026
When Do You Need An Independent Witness For Contracts And Signatures?
If you’re running a small business, there’s a good chance you’ve been told at some point that a document “needs to be witnessed”. Sometimes that’s true. Sometimes it’s not strictly required, but...
3 March 2026
Vendor Loans Explained: Funding Business Sales And Safe Term Structuring In The UK
If you’re buying or selling a small business, funding is often the biggest sticking point. Maybe the buyer can’t (or won’t) get the full amount from a bank. Or maybe you’re the...
2 March 2026Bank Covenants in UK SME Loans: What to Check
If you’re taking on finance for your business, it’s easy to focus on the headline numbers - the interest rate, monthly repayments, and how quickly the cash will land in your account....
1 March 2026
How To Work Out Share Value For UK Startups And SMEs
If you run a UK startup or SME, “share value” can feel like one of those topics you’re supposed to understand, but no one really explains in plain English. And yet, you’ll...
1 March 2026Total Aggregate Amount Unpaid: Meaning in Contracts and Payment Risk Management
If you’ve ever had a customer “temporarily” stop paying invoices, you’ll know how quickly a small unpaid balance can turn into a serious cashflow problem. One phrase you might see in contracts...
1 March 2026
Joint Venture Property Development: Key Legal Terms And Risks
Partnering up on a development can be a smart way to access capital, land, skills, and market reach you wouldn’t have on your own. But joint venture property deals can also go...
1 March 2026
Company Loans To Directors: UK Rules, Risks And Compliance
If you run a limited company, it’s normal to have moments where the business has cash available and you (as a director) need short-term funds - or where you’ve already taken money...
1 March 2026A Guide To Share Subscription Agreements (2026 Updated)
If you're raising money for your UK startup or growing business, a share subscription agreement can feel like one of those "big legal moments" that turns your idea into a real investable...
28 February 2026
How To Convert Startup Debt To Equity: Key UK Legal Steps And Documents
If you’re running a UK startup, cash can feel like it disappears the second it lands in your account. And if your business has built up director loans, founder loans, or investor...
28 February 2026
Do UK Companies Need a Company Stamp? Legal Requirements and Best Practice
If you’re running a limited company, you’ve probably seen (or been asked for) a “company stamp” at some point - especially when dealing with banks, overseas suppliers, or anything that feels a...
27 February 2026Franchise Cost in the UK: How Much Does It Cost to Start a Franchise?
If you like the idea of running your own business but don’t want to build everything from scratch, franchising can feel like the “best of both worlds”. You get a proven brand...
27 February 2026
Company Law Solicitor: What UK SMEs And Startups Should Know Before Hiring One
This article is general information only and does not constitute legal advice. If you’d like advice on your specific situation, speak to a qualified solicitor. If you’re running a UK startup or...
26 February 2026
Irredeemable Preference Shares: What UK Startups Need to Know
If you’re raising money for your startup or scaling SME, you’ll quickly realise that “shares” aren’t just one simple thing. Investors may ask for different classes of shares with different rights, and...
26 February 2026
Pre-Emption Rights Meaning: What UK Companies Should Know Before Issuing Shares
If you’re running a UK company and thinking about issuing new shares to raise money, reward a key team member, or bring in a new investor, there’s a legal concept that can...
26 February 2026How To Value A Business In The UK
If you’re trying to value your business ahead of a sale, investment round, buyout, or even a shareholder exit, it can feel like you’re being asked to put a price on years...
26 February 2026
What Is Ordinary Share Capital? Ordinary Shares and Shareholder Rights
If you’re building a UK startup, at some point you’ll probably hear a question like: “How much ordinary share capital does the company have?” It sounds technical (and a bit intimidating), but...
25 February 2026Condition Precedents in Contracts: What UK Businesses Need to Know
When you’re negotiating a deal, it’s normal to feel pressure to “get it signed” so you can move forward. But in business contracts, signing isn’t always the same as being fully “on...
24 February 2026
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