Getting Finance Articles
Expert articles and practical legal guides on getting finance for uk businesses.
Vendor Loans Explained: Funding Business Sales And Safe Term Structuring In The UK
If you’re buying or selling a small business, funding is often the biggest sticking point. Maybe the buyer can’t (or won’t) get the full amount from a bank. Or maybe you’re the...
2 March 2026
Bank Covenants in UK SME Loans: What to Check
If you’re taking on finance for your business, it’s easy to focus on the headline numbers - the interest rate, monthly repayments, and how quickly the cash will land in your account....
1 March 2026
How To Work Out Share Value For UK Startups And SMEs
If you run a UK startup or SME, “share value” can feel like one of those topics you’re supposed to understand, but no one really explains in plain English. And yet, you’ll...
1 March 2026
Total Aggregate Amount Unpaid: Meaning in Contracts and Payment Risk Management
If you’ve ever had a customer “temporarily” stop paying invoices, you’ll know how quickly a small unpaid balance can turn into a serious cashflow problem. One phrase you might see in contracts...
1 March 2026
Joint Venture Property Development: Key Legal Terms And Risks
Partnering up on a development can be a smart way to access capital, land, skills, and market reach you wouldn’t have on your own. But joint venture property deals can also go...
1 March 2026
Company Loans To Directors: UK Rules, Risks And Compliance
If you run a limited company, it’s normal to have moments where the business has cash available and you (as a director) need short-term funds - or where you’ve already taken money...
1 March 2026
A Guide To Share Subscription Agreements (2026 Updated)
If you're raising money for your UK startup or growing business, a share subscription agreement can feel like one of those "big legal moments" that turns your idea into a real investable...
28 February 2026
How To Convert Startup Debt To Equity: Key UK Legal Steps And Documents
If you’re running a UK startup, cash can feel like it disappears the second it lands in your account. And if your business has built up director loans, founder loans, or investor...
28 February 2026
Do UK Companies Need a Company Stamp? Legal Requirements and Best Practice
If you’re running a limited company, you’ve probably seen (or been asked for) a “company stamp” at some point - especially when dealing with banks, overseas suppliers, or anything that feels a...
27 February 2026Franchise Cost in the UK: How Much Does It Cost to Start a Franchise?
If you like the idea of running your own business but don’t want to build everything from scratch, franchising can feel like the “best of both worlds”. You get a proven brand...
27 February 2026
Company Law Solicitor: What UK SMEs And Startups Should Know Before Hiring One
This article is general information only and does not constitute legal advice. If you’d like advice on your specific situation, speak to a qualified solicitor. If you’re running a UK startup or...
26 February 2026
Irredeemable Preference Shares: What UK Startups Need to Know
If you’re raising money for your startup or scaling SME, you’ll quickly realise that “shares” aren’t just one simple thing. Investors may ask for different classes of shares with different rights, and...
26 February 2026
Pre-Emption Rights Meaning: What UK Companies Should Know Before Issuing Shares
If you’re running a UK company and thinking about issuing new shares to raise money, reward a key team member, or bring in a new investor, there’s a legal concept that can...
26 February 2026How To Value A Business In The UK
If you’re trying to value your business ahead of a sale, investment round, buyout, or even a shareholder exit, it can feel like you’re being asked to put a price on years...
26 February 2026
What Is Ordinary Share Capital? Ordinary Shares and Shareholder Rights
If you’re building a UK startup, at some point you’ll probably hear a question like: “How much ordinary share capital does the company have?” It sounds technical (and a bit intimidating), but...
25 February 2026
Condition Precedents in Contracts: What UK Businesses Need to Know
When you’re negotiating a deal, it’s normal to feel pressure to “get it signed” so you can move forward. But in business contracts, signing isn’t always the same as being fully “on...
24 February 2026When Startups Need Legal Help: Startup Lawyers in the UK
Starting a business is exciting - until you hit your first “wait… is this legally okay?” moment. Maybe you’re bringing on a co-founder, building a product with a developer, signing your first...
23 February 2026Raising Capital For UK Startups: Key Legal Steps And Documents
Figuring out how to raise capital is one of the biggest “make or break” moments for a UK startup. You might have a great product, early traction, and a clear vision -...
23 February 2026
Debt Investment: Raising Capital Without Giving Up Equity
If you’re running a startup or small business, you’ll usually hit a point where you need extra capital to grow - to hire, buy stock, invest in equipment, expand to new premises,...
22 February 2026
Convertible Loan Notes: How They Work And Key UK Startup Risks
If you’re raising money for your startup, you’ve probably heard investors mention a convertible loan as a “quick and simple” way to get funding in. And to be fair, a convertible loan...
21 February 2026What Is Senior Debt? Priority, Security and Loan Terms
If you’re raising finance for your startup or SME, you’ll quickly run into funding jargon that sounds intimidating (and expensive). One of the most common terms you’ll hear from lenders, investors and...
21 February 2026
UK Startup Funding Rounds: Legal Considerations From Seed To Series A
Raising investment can feel like a milestone moment for your business - and it often is. But while the headlines focus on valuation and “closing the round”, the legal side is what...
20 February 2026PIK Notes Explained: How PIK Interest Works And Key Legal Terms
If you’re raising money for your startup, you’ve probably noticed that “debt” financing can get complicated fast. One term that comes up a lot in venture and growth funding is PIK notes....
20 February 2026
Company Articles of Association: What They Are and How to Update Them
If you’re running a small business (or you’re just about to incorporate), it’s easy to treat your company paperwork as a “set and forget” exercise. But your articles of association aren’t just...
20 February 2026
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