Getting Finance Articles

Expert articles and practical legal guides on getting finance for uk businesses.

Franchise Costs in the UK: What to Budget Before You Sign

Franchise Costs in the UK: What to Budget Before You Sign

Buying a franchise can feel like a shortcut to running a proven business model - you get a recognised brand, established systems, training, and (in some cases) an existing customer base. But...

22 March 2026
Read more
What Is A Convertible Loan Note? Key Terms For UK Startups

What Is A Convertible Loan Note? Key Terms For UK Startups

If you’re raising money for a UK startup, you’ll quickly run into a familiar funding question: what is a convertible loan, and is it the right way to bring in investment without...

22 March 2026
Read more
Loan Facility Agreements: Key Terms And Legal Risks For UK SMEs

Loan Facility Agreements: Key Terms And Legal Risks For UK SMEs

If you’re running a small business, getting access to funding can be the difference between “we’re growing” and “we’re stuck”. A loan facility can be a practical way to manage cashflow, invest...

22 March 2026
Read more
What Is Crowdcube? Equity Crowdfunding for UK Startups

What Is Crowdcube? Equity Crowdfunding for UK Startups

If you’re building a startup in the UK, there’s a good chance you’ve come across equity crowdfunding as a way to raise capital without relying solely on angel investors or venture capital....

22 March 2026
Read more
Share Classes In The UK: A Guide For Startups And SMEs

Share Classes In The UK: A Guide For Startups And SMEs

If you’re building a UK startup or growing an SME, you’ll probably reach a point where issuing only ordinary shares stops being enough. Maybe you’re bringing in an investor who wants some...

22 March 2026
Read more
How To Value A Private Company In The UK: Methods, Pitfalls And Legal Risks

How To Value A Private Company In The UK: Methods, Pitfalls And Legal Risks

If you’re a founder, there are plenty of moments where you’ll need to work out how to value a private company - raising investment, offering shares to a co-founder, bringing in a...

22 March 2026
Read more
Equipment Leasing In The UK: Key Terms, Risks And Pre-Signing Checks

Equipment Leasing In The UK: Key Terms, Risks And Pre-Signing Checks

Leasing equipment can be a smart move for small businesses. Instead of tying up cash in expensive machinery, vehicles, IT hardware or specialist tools, you can spread the cost and (in many...

21 March 2026
Read more
Short-Term Debt: What UK SMEs Should Know Before Borrowing

Short-Term Debt: What UK SMEs Should Know Before Borrowing

Short-term debt can be a smart way to cover a cashflow gap, take on a big order, or bridge the time between paying suppliers and getting paid by customers. But it can...

21 March 2026
Read more
Right Of Pre-Emption In The UK: What It Means For Shareholders And Founders

Right Of Pre-Emption In The UK: What It Means For Shareholders And Founders

If you’re building a UK company with co-founders, early investors, or an employee share scheme on the horizon, your cap table can change quickly. That’s exciting - but it can also get...

21 March 2026
Read more
How Escrow Works in UK Business Deals

How Escrow Works in UK Business Deals

If you’re negotiating a business deal and thinking, “This looks great… but what if the other side doesn’t follow through?”, you’re not alone. Whether you’re buying a business, selling shares, licensing IP,...

21 March 2026
Read more
Change In Control Clauses For UK Startups And SMEs

Change In Control Clauses For UK Startups And SMEs

When you’re building a startup or scaling an SME, it’s normal to focus on the exciting stuff first: product, customers, hiring, and growth. But when investment, acquisitions, or even a strategic partnership...

20 March 2026
Read more
Holding Company Benefits: Pros, Cons And How They Work For Your Business

Holding Company Benefits: Pros, Cons And How They Work For Your Business

If your business is growing (or you’re planning for growth), you’ve probably started thinking about how to structure things so you can scale without exposing everything you’ve built to unnecessary risk. That’s...

19 March 2026
Read more
Advantages Of Debt Financing For UK Startups And SMEs

Advantages Of Debt Financing For UK Startups And SMEs

When you’re building a startup or running a growing SME, cashflow can feel like a constant balancing act. You might need funding to hire your first team members, buy stock, invest in...

19 March 2026
Read more
New Share Issues in the UK: Legal Steps for Companies

New Share Issues in the UK: Legal Steps for Companies

If you’re running a UK company and you need capital to grow, bring in a new co-founder, or reward early supporters, a new share issue can be a really practical option. But...

19 March 2026
Read more
What Does DD Mean In Business?

What Does DD Mean In Business?

If you’ve seen “DD” in an email thread, a contract draft, a finance spreadsheet or a funding deck and thought, “Wait… what does that mean for my business?”, you’re not alone. The...

18 March 2026
Read more
Paid-Up Share Capital: Meaning And Requirements For UK Startups And SMEs

Paid-Up Share Capital: Meaning And Requirements For UK Startups And SMEs

If you’re setting up (or growing) a UK company, you’ll almost certainly come across the term paid-up share capital. It pops up on Companies House filings, in due diligence requests, and in...

17 March 2026
Read more
Limited Company vs LLP: Key Differences and Choosing the Right Structure

Limited Company vs LLP: Key Differences and Choosing the Right Structure

If you’re setting up (or restructuring) a business in the UK, one of the biggest early decisions is choosing the right legal structure. For many founders, the decision comes down to choosing...

17 March 2026
Read more
What Is Paid-Up Capital? A Guide for UK Companies and Startups

What Is Paid-Up Capital? A Guide for UK Companies and Startups

If you’re running (or launching) a UK company, you’ll quickly come across “share capital” terms that sound similar but mean very different things. One that often trips founders up is paid-up capital...

16 March 2026
Read more
Company Equity Explained: What Equity Means For UK Startups And SMEs

Company Equity Explained: What Equity Means For UK Startups And SMEs

If you’re building a startup or growing an SME, “company equity” is one of those terms you’ll hear constantly - from co-founders, investors, accountants, and even potential hires. But equity isn’t just...

15 March 2026
Read more
Is An LLP A Company? Key UK Legal Differences

Is An LLP A Company? Key UK Legal Differences

If you’re starting a business with a co-founder (or a small team), choosing the right legal structure can feel like a “pick one now, regret it later” decision. One of the most...

15 March 2026
Read more
Finance Lease Definition (UK): Meaning, Implications And Key Terms

Finance Lease Definition (UK): Meaning, Implications And Key Terms

If you’re looking at getting equipment, vehicles, or machinery without paying a big lump sum upfront, you’ve probably come across the phrase “finance lease”. The problem is that the meaning of a...

15 March 2026
Read more
Pros And Cons Of A UK Limited Company: Is An Ltd Right For You?

Pros And Cons Of A UK Limited Company: Is An Ltd Right For You?

If you’re starting a business (or you’ve been trading for a while and you’re ready to level up), one of the biggest decisions you’ll make is your business structure. For many UK...

14 March 2026
Read more
How To Work Out Share Price For Startups And SMEs

How To Work Out Share Price For Startups And SMEs

If you’re running a UK startup or SME, there’ll often come a point where you need to decide what your shares are “worth” - whether you’re raising investment, bringing in a co-founder,...

13 March 2026
Read more
UK Term Sheet Template: Key Terms, What to Include & Example

UK Term Sheet Template: Key Terms, What to Include & Example

If you’re raising investment, bringing in a strategic partner, or negotiating a major commercial deal, you’ll often hear one phrase early on: “Let’s put a term sheet in place.” And it makes...

13 March 2026
Read more
Need support?

Need help with your business legals?

Speak with Sprintlaw to get practical legal support and fixed-fee options tailored to your business.