Getting Finance Articles
Expert articles and practical legal guides on getting finance for uk businesses.

Lease Options Explained: How Options To Lease Work In the UK
If you’ve found premises that could be perfect for your business, it’s normal to feel pressure to “move fast” before someone else snaps them up. But committing to a full commercial lease...

Vendor Loan Notes: How They Work And Key Terms For UK Businesses
Buying (or selling) a business is rarely as simple as “pay the full price on completion and walk away”. Even when the commercial deal makes sense, the funding can be the tricky...

EMI Scheme Disadvantages In The UK: Key Risks And Drawbacks
If you’re building a UK startup or growing an SME, you’ve probably heard that EMI options are the “gold standard” for rewarding and retaining key hires without burning precious cash. And they...

Commercial Loan Refinance: Key Legal Considerations For SMEs And Startups
Refinancing a business loan can feel like a simple “swap the old loan for a new one” exercise. But when you’re running an SME or scaling a startup, commercial loan refinancing in...

Long-Term Finance Options For UK SMEs And Startups: Key Legal Terms
When you’re building a business, cashflow is only part of the story. If you’re hiring, buying equipment, moving into a bigger premises, developing a product, or planning a proper growth push, you’ll...

How To Choose Business Solicitors In London For SMEs And Startups
If you’re building a startup or running an SME in the capital, you’re probably juggling a hundred moving parts at once - funding, hiring, sales, operations, and growth. It’s easy for legal...

Funding Your Startup: Legal Choices That Separate Success from Failure
Raising money is often seen as a turning point. It can validate your idea, accelerate growth and open doors that were previously closed. But funding is never just about the money. The...

Special Purpose Vehicle (SPV): What It Is, Why Use One, And How To Set Up
If you’ve ever looked at buying a property through a separate company, raising investment for a specific project, or ring-fencing risk from your main trading business, you’ve probably come across the idea...

Short-Term Business Finance In The UK: Legal Considerations For SMEs
When cash is tight (or an opportunity pops up fast), short-term business finance can be the difference between stalling and scaling. Maybe you need to buy stock before peak season, cover payroll...

Corporate Governance Law In The UK: Practical SME Guide
When you’re running a small business or scaling a startup, corporate governance can sound like something that only matters to huge listed companies with boards, committees and lots of paperwork. But in...

Commercial Lawyer Near Me: How UK SMEs Choose The Right Legal Support
If you’ve ever typed “commercial lawyer near me” into Google, you’re not alone. Most small business owners only start searching when something feels urgent - a customer dispute, a supplier problem, a...

How To Value Shares In A Private Company (UK)
If you run a UK private company, sooner or later you’ll hit a question that sounds simple but can get complicated fast: what are our shares actually worth? Maybe you’re bringing in...

Holding Company Benefits In The UK: Advantages And When To Set One Up
If you’re growing a business (or thinking about buying another one), it’s normal to reach a point where your current structure starts to feel a bit “messy”. Maybe you’ve launched a second...

Seed Capital in the UK: Legal Essentials for Early-Stage Funding
Raising seed capital is one of the biggest “level up” moments for a startup. It’s also the moment where the legal side of your business stops being a “later problem” and becomes...

What Is Business Crowdfunding? UK Legal Guide For Startups And SMEs
Crowdfunding can feel like the “best of both worlds” for startups and SMEs: you raise money without a traditional bank loan, and you can build a customer community at the same time....

What Is A Public Business In The UK?
If you’re running a growing business (or building a startup), you’ll probably hear people throw around terms like “public business”, “public company”, “going public”, or “listed”. The tricky part is that in...

Equity Investors: What Equity Investment Means For Startups And SMEs
If you’re building a startup or growing an SME, there usually comes a point where your ambitions outgrow your cashflow. You might want to hire faster, build new product features, expand into...

Advance Subscription Agreements For UK Startups: Early-Stage Funding Guide
If you’re running a UK startup, raising money early on can feel like a juggling act. You need funding to build, hire and launch - but you might not be ready to...

Preference Shares vs Ordinary Shares: Key Differences for Startups and SMEs
If you’re building a startup or growing an SME, issuing shares can be one of the biggest “future-proofing” decisions you’ll make. But when you start looking at fundraising terms, investor decks, and...

What Is a Share Issue? How UK Startups Can Issue Shares Legally
If you’re building a UK startup, it won’t be long before someone asks about issuing shares - whether that’s a co-founder joining, an early investor coming on board, or a key hire...

Parent Company Meaning: How It Works And Key Legal Considerations
If you’re growing your business, launching a new brand, or thinking about buying another company, you might start hearing the term “parent company” a lot. And it’s not just corporate jargon. Understanding...

Sell-and-Leaseback Agreements: How UK Businesses Can Do It Safely
If you’re a small business owner, cash flow can feel like a constant balancing act. You might have valuable assets tied up in your business (like premises, machinery, vehicles, or specialist equipment),...

What Is A Credit Facility? Key Legal Terms Explained
If you’re running (or growing) a small business, cash flow rarely moves in a perfect straight line. You might have a busy season coming up, a big customer who pays on 60-day...

SAFE Agreement UK: What Is a Simple Agreement for Future Equity?
If you’re raising funds for your startup, you’ve probably heard investors ask whether you can do it “on a SAFE”. A SAFE (short for Simple Agreement for Future Equity) is popular because...
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