Getting Finance Articles
Expert articles and practical legal guides on getting finance for uk businesses.

How Escrow Works in UK Business Deals
If you’re negotiating a business deal and thinking, “This looks great… but what if the other side doesn’t follow through?”, you’re not alone. Whether you’re buying a business, selling shares, licensing IP,...

Change In Control Clauses For UK Startups And SMEs
When you’re building a startup or scaling an SME, it’s normal to focus on the exciting stuff first: product, customers, hiring, and growth. But when investment, acquisitions, or even a strategic partnership...

Holding Company Benefits: Pros, Cons And How They Work For Your Business
If your business is growing (or you’re planning for growth), you’ve probably started thinking about how to structure things so you can scale without exposing everything you’ve built to unnecessary risk. That’s...

Advantages Of Debt Financing For UK Startups And SMEs
When you’re building a startup or running a growing SME, cashflow can feel like a constant balancing act. You might need funding to hire your first team members, buy stock, invest in...

New Share Issues in the UK: Legal Steps for Companies
If you’re running a UK company and you need capital to grow, bring in a new co-founder, or reward early supporters, a new share issue can be a really practical option. But...

What Does DD Mean In Business?
If you’ve seen “DD” in an email thread, a contract draft, a finance spreadsheet or a funding deck and thought, “Wait… what does that mean for my business?”, you’re not alone. The...

Paid-Up Share Capital: Meaning And Requirements For UK Startups And SMEs
If you’re setting up (or growing) a UK company, you’ll almost certainly come across the term paid-up share capital. It pops up on Companies House filings, in due diligence requests, and in...

Limited Company vs LLP: Key Differences and Choosing the Right Structure
If you’re setting up (or restructuring) a business in the UK, one of the biggest early decisions is choosing the right legal structure. For many founders, the decision comes down to choosing...

What Is Paid-Up Capital? A Guide for UK Companies and Startups
If you’re running (or launching) a UK company, you’ll quickly come across “share capital” terms that sound similar but mean very different things. One that often trips founders up is paid-up capital...

Company Equity Explained: What Equity Means For UK Startups And SMEs
If you’re building a startup or growing an SME, “company equity” is one of those terms you’ll hear constantly - from co-founders, investors, accountants, and even potential hires. But equity isn’t just...
Is An LLP A Company? Key UK Legal Differences
If you’re starting a business with a co-founder (or a small team), choosing the right legal structure can feel like a “pick one now, regret it later” decision. One of the most...

Finance Lease Definition (UK): Meaning, Implications And Key Terms
If you’re looking at getting equipment, vehicles, or machinery without paying a big lump sum upfront, you’ve probably come across the phrase “finance lease”. The problem is that the meaning of a...

Pros And Cons Of A UK Limited Company: Is An Ltd Right For You?
If you’re starting a business (or you’ve been trading for a while and you’re ready to level up), one of the biggest decisions you’ll make is your business structure. For many UK...

How To Work Out Share Price For Startups And SMEs
If you’re running a UK startup or SME, there’ll often come a point where you need to decide what your shares are “worth” - whether you’re raising investment, bringing in a co-founder,...

UK Term Sheet Template: Key Terms, What to Include & Example
If you’re raising investment, bringing in a strategic partner, or negotiating a major commercial deal, you’ll often hear one phrase early on: “Let’s put a term sheet in place.” And it makes...

Public vs Private Companies In the UK: Key Differences
If you’re building a startup or growing a small business, choosing the right company structure can feel like one of those “big, adult” decisions you’re supposed to get right from day one....

Equity Crowdfunding In The UK: Legal Requirements For Startups
Equity crowdfunding can be an exciting way to fund your startup while building a community of supporters around your brand. But if you’re searching for “equity crowdfunding in the UK” because you’re...

Seller-Financed Business Sale in the UK: Legal Risks and Contract Terms
Finding a seller financed business for sale can feel like a win-win. As a buyer, you might be able to acquire a business without getting a full bank loan upfront. As a...

How To Value A Startup In The UK
If you’re raising investment, issuing shares to a co-founder, or even thinking about selling your business one day, you’ll almost certainly run into the same question: how to value a startup ....

How To Raise Business Capital In The UK: Legal Options And Key Risks
When you’re trying to grow (or even just stabilise) your business, money matters. Whether you’re funding your first product run, hiring your first employee, or scaling into a new market, you’ll eventually...

Disadvantages Of Being A Sole Trader In The UK: Legal And Business Risks
Starting a business as a sole trader can feel like the simplest option in the UK. There’s less admin, fewer formalities, and you can get going quickly. But once you’re trading (especially...

Debt vs Equity Financing: Which Is Best for Your Business?
When you’re growing a small business, it’s normal to reach a point where your cash flow can’t (and shouldn’t) carry everything on its own. Maybe you want to hire your first team...

What Are Redeemable Shares? A Guide For UK Startups And SMEs
If you’re raising money, bringing in a co-founder, or planning for an eventual exit, you’ll probably come across different “types” (or classes ) of shares. One share class that often comes up...

Donation-Based Crowdfunding in the UK: Legal Considerations
Donation-based crowdfunding can be a brilliant way to validate your idea, build a community and raise funds without giving away equity or taking on debt. But “donations” don’t automatically mean “no legal...
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