Getting Finance Articles
Expert articles and practical legal guides on getting finance for uk businesses.
Public vs Private Companies In the UK: Key Differences
If you’re building a startup or growing a small business, choosing the right company structure can feel like one of those “big, adult” decisions you’re supposed to get right from day one....
13 March 2026
Equity Crowdfunding In The UK: Legal Requirements For Startups
Equity crowdfunding can be an exciting way to fund your startup while building a community of supporters around your brand. But if you’re searching for “equity crowdfunding in the UK” because you’re...
12 March 2026
Seller-Financed Business Sale in the UK: Legal Risks and Contract Terms
Finding a seller financed business for sale can feel like a win-win. As a buyer, you might be able to acquire a business without getting a full bank loan upfront. As a...
12 March 2026
How To Value A Startup In The UK
If you’re raising investment, issuing shares to a co-founder, or even thinking about selling your business one day, you’ll almost certainly run into the same question: how to value a startup ....
11 March 2026
How To Raise Business Capital In The UK: Legal Options And Key Risks
When you’re trying to grow (or even just stabilise) your business, money matters. Whether you’re funding your first product run, hiring your first employee, or scaling into a new market, you’ll eventually...
11 March 2026
Disadvantages Of Being A Sole Trader In The UK: Legal And Business Risks
Starting a business as a sole trader can feel like the simplest option in the UK. There’s less admin, fewer formalities, and you can get going quickly. But once you’re trading (especially...
10 March 2026
Debt vs Equity Financing: Which Is Best for Your Business?
When you’re growing a small business, it’s normal to reach a point where your cash flow can’t (and shouldn’t) carry everything on its own. Maybe you want to hire your first team...
9 March 2026
What Are Redeemable Shares? A Guide For UK Startups And SMEs
If you’re raising money, bringing in a co-founder, or planning for an eventual exit, you’ll probably come across different “types” (or classes ) of shares. One share class that often comes up...
9 March 2026
Donation-Based Crowdfunding in the UK: Legal Considerations
Donation-based crowdfunding can be a brilliant way to validate your idea, build a community and raise funds without giving away equity or taking on debt. But “donations” don’t automatically mean “no legal...
8 March 2026Assignment of Debt in the UK: When You Need It and How to Do It Properly
If your business is owed money, cash flow can start to feel like a constant juggling act. Sometimes the fastest way to turn an unpaid invoice into working capital (or to hand...
8 March 2026
Public Limited Company (PLC): Definition And Key UK Business Impacts
If you’re growing a business in the UK, you’ve probably come across the “plc” label on bigger, household-name companies and wondered what it actually means - and whether it’s something you should...
7 March 2026
Franchise Investments In The UK: Key Legal Considerations
Franchises can look like a “safer” way to grow a business: there’s a proven model, a recognised brand, and (usually) a playbook for operations and marketing. But franchise investments still involve real...
6 March 2026
Pre-Emption Agreements in the UK: When You Need One and Key Clauses
If you run a UK company with more than one shareholder, sooner or later you’ll face a tricky question: what happens if someone wants to sell their shares, or the company needs...
5 March 2026
Loan Security and Collateral: What UK Businesses Need to Know
If you’re taking out business finance, the lender will often ask for security for a loan. That’s completely normal - but it’s also one of those moments where the legal detail really...
5 March 2026
What Is a Holding Company in the UK? Benefits, Risks and Use Cases
If your business is growing (or you’re planning for growth), you might start hearing the term “holding company” thrown around by accountants, investors, or other founders. It can sound like something only...
5 March 2026Short-Term vs Long-Term Loans: Legal Considerations for UK Businesses
If you’re weighing up a short-term loan vs long-term loan for your business, you’re probably focused on the numbers: interest rate, monthly repayments, and how quickly you can access cash. That’s a...
5 March 2026When Do You Need An Independent Witness For Contracts And Signatures?
If you’re running a small business, there’s a good chance you’ve been told at some point that a document “needs to be witnessed”. Sometimes that’s true. Sometimes it’s not strictly required, but...
3 March 2026Vendor Loans Explained: Funding Business Sales And Safe Term Structuring In The UK
If you’re buying or selling a small business, funding is often the biggest sticking point. Maybe the buyer can’t (or won’t) get the full amount from a bank. Or maybe you’re the...
2 March 2026Bank Covenants in UK SME Loans: What to Check
If you’re taking on finance for your business, it’s easy to focus on the headline numbers - the interest rate, monthly repayments, and how quickly the cash will land in your account....
1 March 2026How To Work Out Share Value For UK Startups And SMEs
If you run a UK startup or SME, “share value” can feel like one of those topics you’re supposed to understand, but no one really explains in plain English. And yet, you’ll...
1 March 2026Total Aggregate Amount Unpaid: Meaning in Contracts and Payment Risk Management
If you’ve ever had a customer “temporarily” stop paying invoices, you’ll know how quickly a small unpaid balance can turn into a serious cashflow problem. One phrase you might see in contracts...
1 March 2026
Joint Venture Property Development: Key Legal Terms And Risks
Partnering up on a development can be a smart way to access capital, land, skills, and market reach you wouldn’t have on your own. But joint venture property deals can also go...
1 March 2026
Company Loans To Directors: UK Rules, Risks And Compliance
If you run a limited company, it’s normal to have moments where the business has cash available and you (as a director) need short-term funds - or where you’ve already taken money...
1 March 2026A Guide To Share Subscription Agreements (2026 Updated)
If you're raising money for your UK startup or growing business, a share subscription agreement can feel like one of those "big legal moments" that turns your idea into a real investable...
28 February 2026
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