Getting Finance Articles
Expert articles and practical legal guides on getting finance for uk businesses.
What Is Paid-Up Capital? A Guide for UK Companies and Startups
If you’re running (or launching) a UK company, you’ll quickly come across “share capital” terms that sound similar but mean very different things. One that often trips founders up is paid-up capital...
16 March 2026
Company Equity Explained: What Equity Means For UK Startups And SMEs
If you’re building a startup or growing an SME, “company equity” is one of those terms you’ll hear constantly - from co-founders, investors, accountants, and even potential hires. But equity isn’t just...
15 March 2026
Is An LLP A Company? Key UK Legal Differences
If you’re starting a business with a co-founder (or a small team), choosing the right legal structure can feel like a “pick one now, regret it later” decision. One of the most...
15 March 2026
Finance Lease Definition (UK): Meaning, Implications And Key Terms
If you’re looking at getting equipment, vehicles, or machinery without paying a big lump sum upfront, you’ve probably come across the phrase “finance lease”. The problem is that the meaning of a...
15 March 2026
Pros And Cons Of A UK Limited Company: Is An Ltd Right For You?
If you’re starting a business (or you’ve been trading for a while and you’re ready to level up), one of the biggest decisions you’ll make is your business structure. For many UK...
14 March 2026
How To Work Out Share Price For Startups And SMEs
If you’re running a UK startup or SME, there’ll often come a point where you need to decide what your shares are “worth” - whether you’re raising investment, bringing in a co-founder,...
13 March 2026UK Term Sheet Template: Key Terms, What to Include & Example
If you’re raising investment, bringing in a strategic partner, or negotiating a major commercial deal, you’ll often hear one phrase early on: “Let’s put a term sheet in place.” And it makes...
13 March 2026
Public vs Private Companies In the UK: Key Differences
If you’re building a startup or growing a small business, choosing the right company structure can feel like one of those “big, adult” decisions you’re supposed to get right from day one....
13 March 2026
Equity Crowdfunding In The UK: Legal Requirements For Startups
Equity crowdfunding can be an exciting way to fund your startup while building a community of supporters around your brand. But if you’re searching for “equity crowdfunding in the UK” because you’re...
12 March 2026
Seller-Financed Business Sale in the UK: Legal Risks and Contract Terms
Finding a seller financed business for sale can feel like a win-win. As a buyer, you might be able to acquire a business without getting a full bank loan upfront. As a...
12 March 2026
How To Value A Startup In The UK
If you’re raising investment, issuing shares to a co-founder, or even thinking about selling your business one day, you’ll almost certainly run into the same question: how to value a startup ....
11 March 2026
How To Raise Business Capital In The UK: Legal Options And Key Risks
When you’re trying to grow (or even just stabilise) your business, money matters. Whether you’re funding your first product run, hiring your first employee, or scaling into a new market, you’ll eventually...
11 March 2026
Disadvantages Of Being A Sole Trader In The UK: Legal And Business Risks
Starting a business as a sole trader can feel like the simplest option in the UK. There’s less admin, fewer formalities, and you can get going quickly. But once you’re trading (especially...
10 March 2026
Debt vs Equity Financing: Which Is Best for Your Business?
When you’re growing a small business, it’s normal to reach a point where your cash flow can’t (and shouldn’t) carry everything on its own. Maybe you want to hire your first team...
9 March 2026
What Are Redeemable Shares? A Guide For UK Startups And SMEs
If you’re raising money, bringing in a co-founder, or planning for an eventual exit, you’ll probably come across different “types” (or classes ) of shares. One share class that often comes up...
9 March 2026
Donation-Based Crowdfunding in the UK: Legal Considerations
Donation-based crowdfunding can be a brilliant way to validate your idea, build a community and raise funds without giving away equity or taking on debt. But “donations” don’t automatically mean “no legal...
8 March 2026Assignment of Debt in the UK: When You Need It and How to Do It Properly
If your business is owed money, cash flow can start to feel like a constant juggling act. Sometimes the fastest way to turn an unpaid invoice into working capital (or to hand...
8 March 2026
Public Limited Company (PLC): Definition And Key UK Business Impacts
If you’re growing a business in the UK, you’ve probably come across the “plc” label on bigger, household-name companies and wondered what it actually means - and whether it’s something you should...
7 March 2026
Franchise Investments In The UK: Key Legal Considerations
Franchises can look like a “safer” way to grow a business: there’s a proven model, a recognised brand, and (usually) a playbook for operations and marketing. But franchise investments still involve real...
6 March 2026
Pre-Emption Agreements in the UK: When You Need One and Key Clauses
If you run a UK company with more than one shareholder, sooner or later you’ll face a tricky question: what happens if someone wants to sell their shares, or the company needs...
5 March 2026Loan Security and Collateral: What UK Businesses Need to Know
If you’re taking out business finance, the lender will often ask for security for a loan. That’s completely normal - but it’s also one of those moments where the legal detail really...
5 March 2026What Is a Holding Company in the UK? Benefits, Risks and Use Cases
If your business is growing (or you’re planning for growth), you might start hearing the term “holding company” thrown around by accountants, investors, or other founders. It can sound like something only...
5 March 2026Short-Term vs Long-Term Loans: Legal Considerations for UK Businesses
If you’re weighing up a short-term loan vs long-term loan for your business, you’re probably focused on the numbers: interest rate, monthly repayments, and how quickly you can access cash. That’s a...
5 March 2026When Do You Need An Independent Witness For Contracts And Signatures?
If you’re running a small business, there’s a good chance you’ve been told at some point that a document “needs to be witnessed”. Sometimes that’s true. Sometimes it’s not strictly required, but...
3 March 2026
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