Getting Finance Articles
Expert articles and practical legal guides on getting finance for uk businesses.

Equity Investors: What Equity Investment Means For Startups And SMEs
If you’re building a startup or growing an SME, there usually comes a point where your ambitions outgrow your cashflow. You might want to hire faster, build new product features, expand into...

Advance Subscription Agreements For UK Startups: Early-Stage Funding Guide
If you’re running a UK startup, raising money early on can feel like a juggling act. You need funding to build, hire and launch - but you might not be ready to...

Preference Shares vs Ordinary Shares: Key Differences for Startups and SMEs
If you’re building a startup or growing an SME, issuing shares can be one of the biggest “future-proofing” decisions you’ll make. But when you start looking at fundraising terms, investor decks, and...

What Is a Share Issue? How UK Startups Can Issue Shares Legally
If you’re building a UK startup, it won’t be long before someone asks about issuing shares - whether that’s a co-founder joining, an early investor coming on board, or a key hire...

Parent Company Meaning: How It Works And Key Legal Considerations
If you’re growing your business, launching a new brand, or thinking about buying another company, you might start hearing the term “parent company” a lot. And it’s not just corporate jargon. Understanding...

Sell-and-Leaseback Agreements: How UK Businesses Can Do It Safely
If you’re a small business owner, cash flow can feel like a constant balancing act. You might have valuable assets tied up in your business (like premises, machinery, vehicles, or specialist equipment),...

What Is A Credit Facility? Key Legal Terms Explained
If you’re running (or growing) a small business, cash flow rarely moves in a perfect straight line. You might have a busy season coming up, a big customer who pays on 60-day...

SAFE Agreement UK: What Is a Simple Agreement for Future Equity?
If you’re raising funds for your startup, you’ve probably heard investors ask whether you can do it “on a SAFE”. A SAFE (short for Simple Agreement for Future Equity) is popular because...

Bounce Back Loan Repayments: Fraud Checks And Company Duties
If you took out a Bounce Back Loan during the pandemic, you’re not alone. For many UK SMEs, it was a genuine lifeline at a time when cashflow was unpredictable and trading...

Called-Up Share Capital Not Paid: Meaning and Accounting Treatment in the UK
If you run a limited company, you’ll probably bump into share capital terminology sooner or later - sometimes when you’re filing accounts, sometimes when you’re talking to an accountant, and sometimes when...

Convertible Notes: Key Terms, Risks And What UK Startups Should Know
If you’re building a UK startup, you’ve probably had the same conversation more than once: you need funding to grow, but it feels too early (or too messy) to put a firm...

What Is a Term Sheet? Key Terms for UK Startups and SMEs
If you’re raising investment, bringing in a new shareholder, or agreeing funding terms with a lender, you’ll probably hear the phrase “term sheet” very early on. That’s because a term sheet is...

Commercial Bridge Loans: Key Legal Terms, Risks And Contracts In The UK
If you’re running a growing business, timing can be everything. You might have a property purchase lined up, a refinance in progress, or a major invoice due in 60–90 days - but...

Private Equity Funding in the UK: What Startups Need to Know
Raising capital can feel like a turning point for your business - exciting, slightly overwhelming, and full of new terminology you’ve never needed before. If you’re exploring private equity funding, you’re probably...

What Is An Equity Investment? Raising Capital For Shares
If you’re running (or about to launch) a UK startup or SME, there’s a good chance you’ll hit a point where you need more capital to grow. You might want to hire...

What Is An Investor? Roles, Rights And Funding Options In The UK
If you’re building a UK small business and you’re thinking about raising money, you’ll quickly run into the question: what is an investor? In simple terms, an investor is a person or...

Corporate Governance Lawyers: What UK SMEs And Startups Should Look For
When you’re building a UK startup or SME, “corporate governance” can sound like something only listed companies and huge boards worry about. But in practice, governance is simply the system of rules,...

Invoice Discounting Pros And Cons: Legal Considerations Before You Sign
Cash flow is one of those things you don’t think about until it becomes a problem. If your business is delivering great work but customers are paying in 30, 60 (or even...

Business Plan Examples: What To Include And Key Legal Considerations
When you’re building a startup or growing an SME, it’s tempting to treat your business plan as “just a funding document”. But in practice, a strong plan does two jobs at once:...

Business Financing Options In The UK: Legal Guide For SMEs And Startups
Choosing between different business financing options is a big moment for any UK SME or startup. It’s not just about finding money to grow. The type of funding you take can affect...

Special Purpose Vehicles (SPVs): When UK Startups and SMEs Should Use One
If you’re running a UK startup or SME, you’ve probably heard someone say “let’s put it in an SPV” when talking about investment, property, or a higher-risk project. It can sound like...

Company Constitution: What It Is, What It Includes, And Why You Need One
If you’re running (or about to launch) a UK company, you’ll hear a lot of talk about your company constitution. It can sound like something only big corporates worry about. But in...

Corporate Law Firms Near Me: How SMEs And Startups Choose The Right Partner
If you’ve searched for corporate law firms near me, you’re probably not looking for “legal theory”. You’re looking for a lawyer who can actually help your business move forward - whether that’s...

UK Promissory Note Template: Key Clauses for Startup & SME Loans
If you’re lending money to (or borrowing money through) your startup or small business, it’s tempting to keep things informal. After all, you probably trust the other party, and you just want...
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