Getting Finance Articles

Expert articles and practical legal guides on getting finance for uk businesses.

Equity Investors: What Equity Investment Means For Startups And SMEs

Equity Investors: What Equity Investment Means For Startups And SMEs

If you’re building a startup or growing an SME, there usually comes a point where your ambitions outgrow your cashflow. You might want to hire faster, build new product features, expand into...

14 February 2026
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Advance Subscription Agreements For UK Startups: Early-Stage Funding Guide

Advance Subscription Agreements For UK Startups: Early-Stage Funding Guide

If you’re running a UK startup, raising money early on can feel like a juggling act. You need funding to build, hire and launch - but you might not be ready to...

14 February 2026
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Preference Shares vs Ordinary Shares: Key Differences for Startups and SMEs

Preference Shares vs Ordinary Shares: Key Differences for Startups and SMEs

If you’re building a startup or growing an SME, issuing shares can be one of the biggest “future-proofing” decisions you’ll make. But when you start looking at fundraising terms, investor decks, and...

14 February 2026
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What Is a Share Issue? How UK Startups Can Issue Shares Legally

What Is a Share Issue? How UK Startups Can Issue Shares Legally

If you’re building a UK startup, it won’t be long before someone asks about issuing shares - whether that’s a co-founder joining, an early investor coming on board, or a key hire...

14 February 2026
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Parent Company Meaning: How It Works And Key Legal Considerations

Parent Company Meaning: How It Works And Key Legal Considerations

If you’re growing your business, launching a new brand, or thinking about buying another company, you might start hearing the term “parent company” a lot. And it’s not just corporate jargon. Understanding...

14 February 2026
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Sell-and-Leaseback Agreements: How UK Businesses Can Do It Safely

Sell-and-Leaseback Agreements: How UK Businesses Can Do It Safely

If you’re a small business owner, cash flow can feel like a constant balancing act. You might have valuable assets tied up in your business (like premises, machinery, vehicles, or specialist equipment),...

13 February 2026
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What Is A Credit Facility? Key Legal Terms Explained

What Is A Credit Facility? Key Legal Terms Explained

If you’re running (or growing) a small business, cash flow rarely moves in a perfect straight line. You might have a busy season coming up, a big customer who pays on 60-day...

13 February 2026
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SAFE Agreement UK: What Is a Simple Agreement for Future Equity?

SAFE Agreement UK: What Is a Simple Agreement for Future Equity?

If you’re raising funds for your startup, you’ve probably heard investors ask whether you can do it “on a SAFE”. A SAFE (short for Simple Agreement for Future Equity) is popular because...

13 February 2026
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Bounce Back Loan Repayments: Fraud Checks And Company Duties

Bounce Back Loan Repayments: Fraud Checks And Company Duties

If you took out a Bounce Back Loan during the pandemic, you’re not alone. For many UK SMEs, it was a genuine lifeline at a time when cashflow was unpredictable and trading...

13 February 2026
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Called-Up Share Capital Not Paid: Meaning and Accounting Treatment in the UK

Called-Up Share Capital Not Paid: Meaning and Accounting Treatment in the UK

If you run a limited company, you’ll probably bump into share capital terminology sooner or later - sometimes when you’re filing accounts, sometimes when you’re talking to an accountant, and sometimes when...

13 February 2026
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Convertible Notes: Key Terms, Risks And What UK Startups Should Know

Convertible Notes: Key Terms, Risks And What UK Startups Should Know

If you’re building a UK startup, you’ve probably had the same conversation more than once: you need funding to grow, but it feels too early (or too messy) to put a firm...

11 February 2026
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What Is a Term Sheet? Key Terms for UK Startups and SMEs

What Is a Term Sheet? Key Terms for UK Startups and SMEs

If you’re raising investment, bringing in a new shareholder, or agreeing funding terms with a lender, you’ll probably hear the phrase “term sheet” very early on. That’s because a term sheet is...

5 February 2026
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Commercial Bridge Loans: Key Legal Terms, Risks And Contracts In The UK

Commercial Bridge Loans: Key Legal Terms, Risks And Contracts In The UK

If you’re running a growing business, timing can be everything. You might have a property purchase lined up, a refinance in progress, or a major invoice due in 60–90 days - but...

5 February 2026
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Private Equity Funding in the UK: What Startups Need to Know

Private Equity Funding in the UK: What Startups Need to Know

Raising capital can feel like a turning point for your business - exciting, slightly overwhelming, and full of new terminology you’ve never needed before. If you’re exploring private equity funding, you’re probably...

4 February 2026
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What Is An Equity Investment? Raising Capital For Shares

What Is An Equity Investment? Raising Capital For Shares

If you’re running (or about to launch) a UK startup or SME, there’s a good chance you’ll hit a point where you need more capital to grow. You might want to hire...

4 February 2026
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What Is An Investor? Roles, Rights And Funding Options In The UK

What Is An Investor? Roles, Rights And Funding Options In The UK

If you’re building a UK small business and you’re thinking about raising money, you’ll quickly run into the question: what is an investor? In simple terms, an investor is a person or...

4 February 2026
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Corporate Governance Lawyers: What UK SMEs And Startups Should Look For

Corporate Governance Lawyers: What UK SMEs And Startups Should Look For

When you’re building a UK startup or SME, “corporate governance” can sound like something only listed companies and huge boards worry about. But in practice, governance is simply the system of rules,...

4 February 2026
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Invoice Discounting Pros And Cons: Legal Considerations Before You Sign

Invoice Discounting Pros And Cons: Legal Considerations Before You Sign

Cash flow is one of those things you don’t think about until it becomes a problem. If your business is delivering great work but customers are paying in 30, 60 (or even...

3 February 2026
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Business Plan Examples: What To Include And Key Legal Considerations

Business Plan Examples: What To Include And Key Legal Considerations

When you’re building a startup or growing an SME, it’s tempting to treat your business plan as “just a funding document”. But in practice, a strong plan does two jobs at once:...

3 February 2026
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Business Financing Options In The UK: Legal Guide For SMEs And Startups

Business Financing Options In The UK: Legal Guide For SMEs And Startups

Choosing between different business financing options is a big moment for any UK SME or startup. It’s not just about finding money to grow. The type of funding you take can affect...

2 February 2026
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Special Purpose Vehicles (SPVs): When UK Startups and SMEs Should Use One

Special Purpose Vehicles (SPVs): When UK Startups and SMEs Should Use One

If you’re running a UK startup or SME, you’ve probably heard someone say “let’s put it in an SPV” when talking about investment, property, or a higher-risk project. It can sound like...

2 February 2026
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Company Constitution: What It Is, What It Includes, And Why You Need One

Company Constitution: What It Is, What It Includes, And Why You Need One

If you’re running (or about to launch) a UK company, you’ll hear a lot of talk about your company constitution. It can sound like something only big corporates worry about. But in...

2 February 2026
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Corporate Law Firms Near Me: How SMEs And Startups Choose The Right Partner

Corporate Law Firms Near Me: How SMEs And Startups Choose The Right Partner

If you’ve searched for corporate law firms near me, you’re probably not looking for “legal theory”. You’re looking for a lawyer who can actually help your business move forward - whether that’s...

2 February 2026
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UK Promissory Note Template: Key Clauses for Startup & SME Loans

UK Promissory Note Template: Key Clauses for Startup & SME Loans

If you’re lending money to (or borrowing money through) your startup or small business, it’s tempting to keep things informal. After all, you probably trust the other party, and you just want...

1 February 2026
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