Getting Finance Articles
Expert articles and practical legal guides on getting finance for uk businesses.
Share Subdivision in the UK: Uses and Legal Steps
If you run a limited company, you’ll eventually bump into questions about your share structure. Maybe you’re bringing on a co-founder, planning for investment, or simply trying to make your cap table...
8 April 2026
ASA Agreements: What Startups And SMEs Need To Know In The UK
If you’re raising money for your startup or scaling SME, you’ll quickly realise that “getting investment in” is only half the job. The other half is making sure the deal is structured...
6 April 2026
Venture Capital Funding: Internal vs External Options for UK Startups
If you’re building a startup, money is rarely the only problem you’re solving - but it’s usually the one that determines how fast you can move. At some point, you’ll likely face...
6 April 2026
What Are Investors? Types, Rights And Key Legal Documents
If you’re growing a business, chances are you’ll hit a point where you need more than grit and good cashflow to reach the next stage. That’s where funding comes in - and...
5 April 2026
Promissory Note Template (UK): Example And Key Clauses To Include
If you’re lending money to another business (or borrowing money to keep cash flow moving), it’s easy to want something quick in writing to confirm what’s been agreed. That’s where a promissory...
5 April 2026
Offering Credit to Customers: Legal Risks and Terms in the UK
Offering credit to customers can be a great way to win work, improve customer loyalty and smooth out sales - especially if you’re in B2B services, trade, wholesale or higher-value retail. But...
3 April 2026Crowdfunding Pros And Cons: UK Legal Risks And Compliance For Startups
Crowdfunding can feel like the perfect solution when you’re building a startup or growing an SME: you get funding, early customers and a bit of buzz all at once. But crowdfunding isn’t...
3 April 2026
Series A Funding: UK Legal Steps, Key Documents And Founder Pitfalls
Reaching Series A is a big milestone. It usually means you’ve proved there’s real demand for what you’re building, you’ve got early traction, and you’re ready to scale with a serious cash...
3 April 2026
Company Power of Attorney: When You Need One and How to Set It Up
Running a small business often means moving quickly: signing contracts, opening bank accounts, dealing with landlords, buying equipment, or completing a deal when you’re not physically available. But what happens when the...
2 April 2026Internal Finance Risks For UK SMEs: Key Legal Considerations
When you’re running a small business, funding decisions usually come down to one thing: what keeps cash moving without creating bigger problems later. Internal finance (using money generated or already held within...
1 April 2026
Convertible Loan Stock: How It Works And Key Legal Terms For Startups
If you’re raising money for a startup, you’ll usually feel the pressure to move quickly. Investors want to back you while momentum is high, and you want cash in the bank so...
1 April 2026
Negative Pledge Clause: Meaning, Examples And When You Need One
If you’re raising finance, negotiating a loan, or signing a commercial agreement that involves credit risk, you might come across a negative pledge clause and wonder what a negative pledge is - ...
31 March 2026
Share Structures for UK Startups: Pros and Cons for Founders and Investors
If you’re building a UK startup, it won’t be long before shares come up in conversations with co-founders, early hires, angel investors, and advisors. Shares can be a powerful way to raise...
31 March 2026Debt Investments In The UK: Legal Considerations For Startups And SMEs
If you’re running a startup or SME, there’s a good chance you’ll hit a point where growth is limited by cash flow, hiring capacity, or the timing gap between spending money and...
31 March 2026
Term Loan A: What UK SMEs Should Know Before Signing A Business Loan Agreement
If you’re growing your business and a lender has offered you a term loan A, it can feel like a big milestone. But before you sign anything, it’s worth slowing down and...
30 March 2026
How To Find Venture Capitalists: A UK Startup Guide
If you’re building a startup in the UK, there’ll often come a point where bootstrapping (or even angel funding) isn’t enough to hit your growth goals. That’s usually when founders start searching...
29 March 2026
Loan Note Meaning: What Loan Notes Are And How They Work
If you’re raising money for your startup or SME, you’ll quickly run into a lot of funding jargon. One term that often pops up (especially in early-stage deals) is the “loan note”....
29 March 2026Debt Facility Explained: How It Works And What Businesses Should Watch For
If you’re running a growing business, it’s normal to hit a point where cash flow (not ambition) becomes the limiting factor. Maybe you need to buy stock ahead of a busy season,...
28 March 2026Can I Loan My Business Money? Director Loans And Tax Risks In The UK
If you run a small limited company, there’s a good chance you’ll hit a point where cash flow feels tight (even if the business is doing well on paper). Maybe you’re waiting...
28 March 2026
Equity vs Debt Investment: Key Differences for UK Startups and SMEs
Raising money is exciting - but it can also feel like a fork in the road for your business. Do you take on an investor, give away a slice of ownership, and...
28 March 2026PLC vs Ltd: Key Differences For Growing Businesses
If your business is starting to scale, it’s normal to wonder whether your company structure is still the right fit. One of the most common “next stage” questions we hear is the...
28 March 2026
Business Purchase Finance: Legal Essentials In The UK
Buying a business can be one of the fastest ways to grow - you’re acquiring customers, staff, assets, systems, and (hopefully) steady revenue in one move. But if you’re using business purchase...
28 March 2026
Sweet Equity Shares In The UK: A Startup And SME Guide
If you’re building a startup or growing an SME, you’ll probably hit the same question sooner rather than later: how do we reward the people who are helping us grow, when cash...
28 March 2026Fully Diluted Shares: What UK Startup Founders and Investors Need to Know
If you’re building (or investing in) a UK startup, there’s a good chance you’ve heard someone say, “What does that look like on a fully diluted basis?” It sounds like finance jargon,...
27 March 2026
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