Getting Finance Articles
Expert articles and practical legal guides on getting finance for uk businesses.

Series A Funding: UK Legal Steps, Key Documents And Founder Pitfalls
Reaching Series A is a big milestone. It usually means you’ve proved there’s real demand for what you’re building, you’ve got early traction, and you’re ready to scale with a serious cash...

Company Power of Attorney: When You Need One and How to Set It Up
Running a small business often means moving quickly: signing contracts, opening bank accounts, dealing with landlords, buying equipment, or completing a deal when you’re not physically available. But what happens when the...

Internal Finance Risks For UK SMEs: Key Legal Considerations
When you’re running a small business, funding decisions usually come down to one thing: what keeps cash moving without creating bigger problems later. Internal finance (using money generated or already held within...

Convertible Loan Stock: How It Works And Key Legal Terms For Startups
If you’re raising money for a startup, you’ll usually feel the pressure to move quickly. Investors want to back you while momentum is high, and you want cash in the bank so...

Negative Pledge Clause: Meaning, Examples And When You Need One
If you’re raising finance, negotiating a loan, or signing a commercial agreement that involves credit risk, you might come across a negative pledge clause and wonder what a negative pledge is - ...

Share Structures for UK Startups: Pros and Cons for Founders and Investors
If you’re building a UK startup, it won’t be long before shares come up in conversations with co-founders, early hires, angel investors, and advisors. Shares can be a powerful way to raise...

Debt Investments In The UK: Legal Considerations For Startups And SMEs
If you’re running a startup or SME, there’s a good chance you’ll hit a point where growth is limited by cash flow, hiring capacity, or the timing gap between spending money and...

Term Loan A: What UK SMEs Should Know Before Signing A Business Loan Agreement
If you’re growing your business and a lender has offered you a term loan A, it can feel like a big milestone. But before you sign anything, it’s worth slowing down and...

How To Find Venture Capitalists: A UK Startup Guide
If you’re building a startup in the UK, there’ll often come a point where bootstrapping (or even angel funding) isn’t enough to hit your growth goals. That’s usually when founders start searching...
Loan Note Meaning: What Loan Notes Are And How They Work
If you’re raising money for your startup or SME, you’ll quickly run into a lot of funding jargon. One term that often pops up (especially in early-stage deals) is the “loan note”....

Debt Facility Explained: How It Works And What Businesses Should Watch For
If you’re running a growing business, it’s normal to hit a point where cash flow (not ambition) becomes the limiting factor. Maybe you need to buy stock ahead of a busy season,...

Can I Loan My Business Money? Director Loans And Tax Risks In The UK
If you run a small limited company, there’s a good chance you’ll hit a point where cash flow feels tight (even if the business is doing well on paper). Maybe you’re waiting...

Equity vs Debt Investment: Key Differences for UK Startups and SMEs
Raising money is exciting - but it can also feel like a fork in the road for your business. Do you take on an investor, give away a slice of ownership, and...

PLC vs Ltd: Key Differences For Growing Businesses
If your business is starting to scale, it’s normal to wonder whether your company structure is still the right fit. One of the most common “next stage” questions we hear is the...

Business Purchase Finance: Legal Essentials In The UK
Buying a business can be one of the fastest ways to grow - you’re acquiring customers, staff, assets, systems, and (hopefully) steady revenue in one move. But if you’re using business purchase...

Sweet Equity Shares In The UK: A Startup And SME Guide
If you’re building a startup or growing an SME, you’ll probably hit the same question sooner rather than later: how do we reward the people who are helping us grow, when cash...

Fully Diluted Shares: What UK Startup Founders and Investors Need to Know
If you’re building (or investing in) a UK startup, there’s a good chance you’ve heard someone say, “What does that look like on a fully diluted basis?” It sounds like finance jargon,...

What Is an Ordinary Share? UK Startup Equity and Shareholder Rights
If you’re building a UK startup, at some point you’ll probably hear someone say: “We’ll just issue ordinary shares.” It sounds straightforward - but in practice, ordinary shares can shape everything from...

Redeemable Preference Shares: How They Work And When To Use Them
If you’re raising money for your UK startup (or planning ahead for the next round), you’ll quickly run into the question of shares. Not just “ordinary” shares, but different classes of shares...

Key Benefits Of A UK Holding Company For Growing Businesses
If your business is growing (or you’re planning for growth), you’ve probably started thinking beyond day-to-day trading and into bigger questions like risk, investment, and how to structure new ventures. That’s where...

VC Funding Rounds Explained: Each Startup Fundraising Stage
If you’re building a UK startup with big growth plans, you’ll probably hear people talk about VC funding rounds pretty early on. And while it can feel like everyone else already knows...

How To Value A Company: Common Valuation Methods For Startups And SMEs
If you’re running a startup or SME, valuing your business can feel like trying to hit a moving target. Your revenue might be growing, your product might be evolving, and your “real”...

Equity Lawyers: Shareholders, Vesting And Cap Tables For UK Startups
If you’re building a UK startup or growing an SME, equity can feel like the exciting part of the journey - bringing on co-founders, rewarding early team members, and raising investment. But...

UK Investor Agreement: Key Terms Founders Need Before Taking Funding
Taking investment can be a huge moment for your business. It can help you hire faster, build product, scale marketing, or simply give you enough runway to stop “bootstrapping by sheer willpower”....
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