Getting Finance Articles

Expert articles and practical legal guides on getting finance for uk businesses.

Series A Funding: UK Legal Steps, Key Documents And Founder Pitfalls

Series A Funding: UK Legal Steps, Key Documents And Founder Pitfalls

Reaching Series A is a big milestone. It usually means you’ve proved there’s real demand for what you’re building, you’ve got early traction, and you’re ready to scale with a serious cash...

3 April 2026
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Company Power of Attorney: When You Need One and How to Set It Up

Company Power of Attorney: When You Need One and How to Set It Up

Running a small business often means moving quickly: signing contracts, opening bank accounts, dealing with landlords, buying equipment, or completing a deal when you’re not physically available. But what happens when the...

2 April 2026
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Internal Finance Risks For UK SMEs: Key Legal Considerations

Internal Finance Risks For UK SMEs: Key Legal Considerations

When you’re running a small business, funding decisions usually come down to one thing: what keeps cash moving without creating bigger problems later. Internal finance (using money generated or already held within...

1 April 2026
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Convertible Loan Stock: How It Works And Key Legal Terms For Startups

Convertible Loan Stock: How It Works And Key Legal Terms For Startups

If you’re raising money for a startup, you’ll usually feel the pressure to move quickly. Investors want to back you while momentum is high, and you want cash in the bank so...

1 April 2026
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Negative Pledge Clause: Meaning, Examples And When You Need One

Negative Pledge Clause: Meaning, Examples And When You Need One

If you’re raising finance, negotiating a loan, or signing a commercial agreement that involves credit risk, you might come across a negative pledge clause and wonder what a negative pledge is - ...

31 March 2026
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Share Structures for UK Startups: Pros and Cons for Founders and Investors

Share Structures for UK Startups: Pros and Cons for Founders and Investors

If you’re building a UK startup, it won’t be long before shares come up in conversations with co-founders, early hires, angel investors, and advisors. Shares can be a powerful way to raise...

31 March 2026
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Debt Investments In The UK: Legal Considerations For Startups And SMEs

Debt Investments In The UK: Legal Considerations For Startups And SMEs

If you’re running a startup or SME, there’s a good chance you’ll hit a point where growth is limited by cash flow, hiring capacity, or the timing gap between spending money and...

31 March 2026
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Term Loan A: What UK SMEs Should Know Before Signing A Business Loan Agreement

Term Loan A: What UK SMEs Should Know Before Signing A Business Loan Agreement

If you’re growing your business and a lender has offered you a term loan A, it can feel like a big milestone. But before you sign anything, it’s worth slowing down and...

30 March 2026
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How To Find Venture Capitalists: A UK Startup Guide

How To Find Venture Capitalists: A UK Startup Guide

If you’re building a startup in the UK, there’ll often come a point where bootstrapping (or even angel funding) isn’t enough to hit your growth goals. That’s usually when founders start searching...

29 March 2026
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Loan Note Meaning: What Loan Notes Are And How They Work

Loan Note Meaning: What Loan Notes Are And How They Work

If you’re raising money for your startup or SME, you’ll quickly run into a lot of funding jargon. One term that often pops up (especially in early-stage deals) is the “loan note”....

29 March 2026
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Debt Facility Explained: How It Works And What Businesses Should Watch For

Debt Facility Explained: How It Works And What Businesses Should Watch For

If you’re running a growing business, it’s normal to hit a point where cash flow (not ambition) becomes the limiting factor. Maybe you need to buy stock ahead of a busy season,...

28 March 2026
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Can I Loan My Business Money? Director Loans And Tax Risks In The UK

Can I Loan My Business Money? Director Loans And Tax Risks In The UK

If you run a small limited company, there’s a good chance you’ll hit a point where cash flow feels tight (even if the business is doing well on paper). Maybe you’re waiting...

28 March 2026
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Equity vs Debt Investment: Key Differences for UK Startups and SMEs

Equity vs Debt Investment: Key Differences for UK Startups and SMEs

Raising money is exciting - but it can also feel like a fork in the road for your business. Do you take on an investor, give away a slice of ownership, and...

28 March 2026
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PLC vs Ltd: Key Differences For Growing Businesses

PLC vs Ltd: Key Differences For Growing Businesses

If your business is starting to scale, it’s normal to wonder whether your company structure is still the right fit. One of the most common “next stage” questions we hear is the...

28 March 2026
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Business Purchase Finance: Legal Essentials In The UK

Business Purchase Finance: Legal Essentials In The UK

Buying a business can be one of the fastest ways to grow - you’re acquiring customers, staff, assets, systems, and (hopefully) steady revenue in one move. But if you’re using business purchase...

28 March 2026
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Sweet Equity Shares In The UK: A Startup And SME Guide

Sweet Equity Shares In The UK: A Startup And SME Guide

If you’re building a startup or growing an SME, you’ll probably hit the same question sooner rather than later: how do we reward the people who are helping us grow, when cash...

28 March 2026
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Fully Diluted Shares: What UK Startup Founders and Investors Need to Know

Fully Diluted Shares: What UK Startup Founders and Investors Need to Know

If you’re building (or investing in) a UK startup, there’s a good chance you’ve heard someone say, “What does that look like on a fully diluted basis?” It sounds like finance jargon,...

27 March 2026
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What Is an Ordinary Share? UK Startup Equity and Shareholder Rights

What Is an Ordinary Share? UK Startup Equity and Shareholder Rights

If you’re building a UK startup, at some point you’ll probably hear someone say: “We’ll just issue ordinary shares.” It sounds straightforward - but in practice, ordinary shares can shape everything from...

26 March 2026
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Redeemable Preference Shares: How They Work And When To Use Them

Redeemable Preference Shares: How They Work And When To Use Them

If you’re raising money for your UK startup (or planning ahead for the next round), you’ll quickly run into the question of shares. Not just “ordinary” shares, but different classes of shares...

26 March 2026
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Key Benefits Of A UK Holding Company For Growing Businesses

Key Benefits Of A UK Holding Company For Growing Businesses

If your business is growing (or you’re planning for growth), you’ve probably started thinking beyond day-to-day trading and into bigger questions like risk, investment, and how to structure new ventures. That’s where...

25 March 2026
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VC Funding Rounds Explained: Each Startup Fundraising Stage

VC Funding Rounds Explained: Each Startup Fundraising Stage

If you’re building a UK startup with big growth plans, you’ll probably hear people talk about VC funding rounds pretty early on. And while it can feel like everyone else already knows...

25 March 2026
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How To Value A Company: Common Valuation Methods For Startups And SMEs

How To Value A Company: Common Valuation Methods For Startups And SMEs

If you’re running a startup or SME, valuing your business can feel like trying to hit a moving target. Your revenue might be growing, your product might be evolving, and your “real”...

23 March 2026
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Equity Lawyers: Shareholders, Vesting And Cap Tables For UK Startups

Equity Lawyers: Shareholders, Vesting And Cap Tables For UK Startups

If you’re building a UK startup or growing an SME, equity can feel like the exciting part of the journey - bringing on co-founders, rewarding early team members, and raising investment. But...

23 March 2026
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UK Investor Agreement: Key Terms Founders Need Before Taking Funding

UK Investor Agreement: Key Terms Founders Need Before Taking Funding

Taking investment can be a huge moment for your business. It can help you hire faster, build product, scale marketing, or simply give you enough runway to stop “bootstrapping by sheer willpower”....

22 March 2026
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