Getting Finance Articles
Expert articles and practical legal guides on getting finance for uk businesses.
What Is a Scheme of Arrangement in the UK?
If your company needs to restructure debts, tidy up its share capital, or complete a takeover or merger in a clean, court‑approved way, you’ll likely come across the “scheme of arrangement”. It...
20 November 2025
What Happens To Company Debts When A Company Is Dissolved In The UK?
If you’re thinking about closing your company or it’s already been struck off the register, one of the biggest questions is often: what happens to the debts? Do they disappear? Can creditors...
20 November 2025
How To Convert Debt To Equity In The UK
If your company is carrying expensive loans or director funding and cash is tight, converting some of that debt into shares can be a smart way to strengthen your balance sheet and...
20 November 2025
Term Sheet Template for Small Business Fundraising
Ready to raise capital but not sure how to capture the deal on paper without scaring off investors? A term sheet template can speed things up, keep everyone aligned, and protect you...
20 November 2025
Buy Now, Pay Later Providers In The UK: Legal Tips For SMEs
Offering Buy Now, Pay Later (BNPL) at checkout can lift conversion rates and average order values. It’s convenient for customers and can help you compete with bigger retailers. But there’s more to...
20 November 2025
When And How To Engage Debt Collection In The UK
Late payments can strangle your cash flow and drain your time. If reminders and friendly nudges haven’t worked, you might be wondering when it’s time to engage debt collection - and how...
19 November 2025
Who Needs To Be FCA Regulated In The UK?
If your business touches money, credit or investments in any meaningful way, you’ve probably asked: do I need to be FCA regulated? It’s a crucial question. Getting this wrong can stall your...
18 November 2025
Articles of Association in the UK: The Essentials
If you’re running (or about to register) a limited company in the UK, your Articles of Association sit at the heart of how your business is run. They’re the company’s internal rulebook...
18 November 2025
What Is a Shareholder and What Do They Do?
If you’re setting up or growing a limited company, you’ll hear the word “shareholder” a lot. But who are shareholders in practical terms, what rights do they have, and how do they...
18 November 2025
Investment Contract Explained
Raising investment is exciting – it can fuel product development, unlock hires and accelerate growth. But before funds hit your account, you’ll need the right investment contract in place to set expectations,...
18 November 2025
Diluted Shares: What They Are And How To Protect Your Stake
If you’re building a UK company, sooner or later you’ll come across the term “diluted shares”. It’s a simple concept with big consequences for founders and small business owners - especially when...
18 November 2025
Short-Term Business Finance: Key UK Legal Considerations
Cash flow can make or break a small business - especially when you’re growing, waiting on invoices to clear, or juggling a seasonal dip. Short-term business finance can be a smart way...
18 November 2025
What Does A Finance Lease Mean?
If you’re looking at new equipment, vehicles or technology for your business and don’t want to pay the full cost upfront, a finance lease can be a smart, cash‑flow‑friendly option. But what...
17 November 2025
Advance Subscription Agreement (ASA) In The UK: What To Know
Raising early-stage capital can feel like a catch‑22. Investors want to see momentum, but you need funds to build it. An Advance Subscription Agreement (ASA) can bridge that gap - letting investors...
17 November 2025
Disadvantages of Registering as an Overseas Company in the UK
Expanding into the UK is exciting - a huge market, a trusted legal system and strong investment scene. But if you’re weighing up whether to “just register” your existing foreign entity as...
16 November 2025
Debt Finance Explained: What It Is and How It Works
Thinking about funding your next stage of growth but don’t want to give up ownership? Debt finance could be the right fit. In simple terms, debt finance is money your business borrows...
16 November 2025
Limited Partnership Agreement In The UK: Key Terms
Thinking about pooling capital with investors while keeping day‑to‑day control of the business? A limited partnership can be a smart way to structure that relationship - but only if you lock in...
16 November 2025
Who Controls a Public Limited Company (PLC) in the UK?
If you’re scaling your venture and considering a public limited company (PLC) structure, one big question naturally comes up: who actually controls a PLC? Control isn’t just about who sits in the...
16 November 2025
Growth Shares Vs Options: Attracting Talent In The UK
Offering equity is a powerful way to attract, motivate and retain great people. But once you’ve decided to share upside with your team, the next question is practical: should you use growth...
16 November 2025
Letter Before Action For Debt Claims In The UK
Chasing unpaid invoices is frustrating and time-consuming - and it can really hurt cashflow. Before you issue court proceedings, UK law expects you to send a clear, compliant “letter before action” (sometimes...
15 November 2025
Joint Venture Agreements In The UK: What To Know
Joining forces with another business can unlock opportunities you couldn’t achieve alone - new products, bigger contracts, shared resources and faster growth. But to make a collaboration work in real life (not...
14 November 2025
Equity Crowdfunding in the UK: Legal Essentials
Thinking about raising capital by inviting your customers and community to invest? Equity crowdfunding in the UK can be a powerful way to fund growth, validate your idea and turn loyal users...
14 November 2025
Phantom Equity In The UK: Reward Your Team Without Giving Away Shares
Want to incentivise and retain key people without handing over actual shares? Phantom equity could be the sweet spot for your small business. In simple terms, phantom equity is a contractual promise...
13 November 2025
Limited Partner vs General Partner In The UK
If you’re launching a venture with one or more co-founders, the way you structure your partnership has a big impact on risk, control and tax. In the UK, many small businesses start...
13 November 2025
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