Getting Finance Articles
Expert articles and practical legal guides on getting finance for uk businesses.

Loan Security Explained
Whether you’re taking on growth funding, smoothing cash flow or financing new equipment, most lenders will ask for “security” for a loan. If you’re a small business owner, it’s normal to feel...

How To Buy A Domino’s Franchise In The UK
Thinking about buying a Domino’s franchise in the UK? It’s a proven brand with a strong delivery model, national advertising and systems that can fast-track your growth compared to starting a pizza...

Classes of Shares in UK Companies Explained
Deciding how to split ownership in your company isn’t just about “how many shares.” It’s also about which class of shares you issue and what rights sit behind each class. Get this...

What Does Share Capital Mean?
If you’re running a limited company (or thinking about setting one up), you’ll quickly run into the term “share capital.” It sounds technical, but understanding what share capital means will help you...

Company Valuation Formula: How To Calculate It
If you’re a founder or small business owner, you’ll eventually need a clear, defensible number for the value of your company - whether you’re raising capital, granting options, buying back shares, or...

Is Trade Credit Long Term or Short Term?
If you’re scaling a small business in the UK, trade credit can feel like a lifeline. Being able to buy stock or services now and pay later keeps cash moving and helps...

Are Preference Shares Debt Or Equity?
If you’re exploring investment options for your company, preference shares can look like a neat middle ground between ordinary shares and a bank loan. But here’s the tricky part most founders ask...

How To Value A Company In The UK
Whether you’re raising capital, buying out a co-founder, issuing options to staff, or planning an exit, getting the valuation of a company right is essential. A well-supported valuation can unlock growth and...

Reward-Based Crowdfunding in the UK: Legal Essentials
Reward-based crowdfunding can be a brilliant way for UK small businesses to raise funds, validate demand and grow a community around a product - without giving away equity. But it isn’t a...

Loan Notes Meaning In The UK
Thinking about raising money for your company and keep hearing the term “loan notes”? You’re not alone. Loan notes are a popular, flexible way for UK small businesses to bring in funding...

Director’s Personal Guarantee: What To Know Before You Sign
If you’re financing your business, negotiating a new lease, or setting up supplier credit, there’s a good chance you’ll be asked for a director’s personal guarantee at some point. It’s a common...

Private Equity vs Venture Capital: What’s the Difference?
Thinking about raising investment to grow? Two terms you’ll hear a lot are “private equity” and “venture capital”. They both involve investors buying into your company – but they work very differently,...

Bridge Funding In The UK: Legal Essentials
Cash flow gaps happen to great businesses. Maybe your next equity round is still a few months away, a major customer is slow to pay, or you’ve found the perfect opportunity and...

Business Acquisition Finance: UK Legal Essentials
Buying an existing business can be a smart way to grow. You get customers, revenue and systems from day one - without starting from scratch. The big question is usually the finance....

What Is A Debenture In The UK?
If you’re raising finance for your company, you’ll quickly come across the term “debenture”. It sounds technical, but it’s simply a legal tool lenders use to secure what your business owes them....

Acquisition Lawyer: What They Do And When You Need One
Buying or selling a small business can be one of the most exciting moves you’ll make - but it’s also where the biggest risks (and costs) hide if you miss a legal...

Short-Term Financing in the UK: Options and Legal Essentials
Cash flow can get tight even in healthy businesses - a delayed payment here, a big stock order there, and suddenly you need funds quickly. Short term financing can bridge that gap...

Overage Payment In The UK When Buying Or Selling Land
If you’re negotiating a land deal and want to share in future upside (or avoid overpaying today), an overage payment can be a smart tool. Done well, overage lets a seller capture...

Business Law Firms: How To Choose The Right One
Choosing the right business law firm can feel daunting when you’re growing a small business. You want clear, practical advice that protects you from day one - without unpredictable bills or legal...
Debt Collection Agency Law in the UK: What Businesses Should Know
Chasing overdue invoices can be frustrating and time-consuming, especially when you’re trying to run and grow your business. At some point, many small businesses consider bringing in a debt collection agency to...

How Performance Guarantees Work In The UK
Let’s say you’re awarding a sizeable contract to a supplier or subcontractor. You’re excited to get started - but you also want certainty that they’ll deliver on time and to the required...

Corporate Lending in the UK: What Businesses Should Know
Whether you’re funding a new project, smoothing cash flow, or refinancing existing debt, corporate lending can be a smart way to fuel your next stage of growth. But business loans come with...
What Is A Shareholder?
If you’re setting up or growing a limited company, you’ll quickly bump into the question that many founders Google: what’s a shareholder? Put simply, shareholders are the owners of a company. But...

How To Acquire a Business in the UK
Buying an existing business can fast-track your growth. You get customers, brand recognition and systems from day one - without spending years building from scratch. But acquisitions come with their own risks....
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