Getting Finance Articles

Expert articles and practical legal guides on getting finance for uk businesses.

Loan Security Explained

Loan Security Explained

Whether you’re taking on growth funding, smoothing cash flow or financing new equipment, most lenders will ask for “security” for a loan. If you’re a small business owner, it’s normal to feel...

10 November 2025
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How To Buy A Domino’s Franchise In The UK

How To Buy A Domino’s Franchise In The UK

Thinking about buying a Domino’s franchise in the UK? It’s a proven brand with a strong delivery model, national advertising and systems that can fast-track your growth compared to starting a pizza...

9 November 2025
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Classes of Shares in UK Companies Explained

Classes of Shares in UK Companies Explained

Deciding how to split ownership in your company isn’t just about “how many shares.” It’s also about which class of shares you issue and what rights sit behind each class. Get this...

9 November 2025
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What Does Share Capital Mean?

What Does Share Capital Mean?

If you’re running a limited company (or thinking about setting one up), you’ll quickly run into the term “share capital.” It sounds technical, but understanding what share capital means will help you...

9 November 2025
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Company Valuation Formula: How To Calculate It

Company Valuation Formula: How To Calculate It

If you’re a founder or small business owner, you’ll eventually need a clear, defensible number for the value of your company - whether you’re raising capital, granting options, buying back shares, or...

9 November 2025
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Is Trade Credit Long Term or Short Term?

Is Trade Credit Long Term or Short Term?

If you’re scaling a small business in the UK, trade credit can feel like a lifeline. Being able to buy stock or services now and pay later keeps cash moving and helps...

9 November 2025
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Are Preference Shares Debt Or Equity?

Are Preference Shares Debt Or Equity?

If you’re exploring investment options for your company, preference shares can look like a neat middle ground between ordinary shares and a bank loan. But here’s the tricky part most founders ask...

9 November 2025
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How To Value A Company In The UK

How To Value A Company In The UK

Whether you’re raising capital, buying out a co-founder, issuing options to staff, or planning an exit, getting the valuation of a company right is essential. A well-supported valuation can unlock growth and...

8 November 2025
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Reward-Based Crowdfunding in the UK: Legal Essentials

Reward-Based Crowdfunding in the UK: Legal Essentials

Reward-based crowdfunding can be a brilliant way for UK small businesses to raise funds, validate demand and grow a community around a product - without giving away equity. But it isn’t a...

8 November 2025
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Loan Notes Meaning In The UK

Loan Notes Meaning In The UK

Thinking about raising money for your company and keep hearing the term “loan notes”? You’re not alone. Loan notes are a popular, flexible way for UK small businesses to bring in funding...

8 November 2025
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Director’s Personal Guarantee: What To Know Before You Sign

Director’s Personal Guarantee: What To Know Before You Sign

If you’re financing your business, negotiating a new lease, or setting up supplier credit, there’s a good chance you’ll be asked for a director’s personal guarantee at some point. It’s a common...

8 November 2025
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Private Equity vs Venture Capital: What’s the Difference?

Private Equity vs Venture Capital: What’s the Difference?

Thinking about raising investment to grow? Two terms you’ll hear a lot are “private equity” and “venture capital”. They both involve investors buying into your company – but they work very differently,...

8 November 2025
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Bridge Funding In The UK: Legal Essentials

Bridge Funding In The UK: Legal Essentials

Cash flow gaps happen to great businesses. Maybe your next equity round is still a few months away, a major customer is slow to pay, or you’ve found the perfect opportunity and...

7 November 2025
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Business Acquisition Finance: UK Legal Essentials

Business Acquisition Finance: UK Legal Essentials

Buying an existing business can be a smart way to grow. You get customers, revenue and systems from day one - without starting from scratch. The big question is usually the finance....

7 November 2025
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What Is A Debenture In The UK?

What Is A Debenture In The UK?

If you’re raising finance for your company, you’ll quickly come across the term “debenture”. It sounds technical, but it’s simply a legal tool lenders use to secure what your business owes them....

7 November 2025
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Acquisition Lawyer: What They Do And When You Need One

Acquisition Lawyer: What They Do And When You Need One

Buying or selling a small business can be one of the most exciting moves you’ll make - but it’s also where the biggest risks (and costs) hide if you miss a legal...

7 November 2025
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Short-Term Financing in the UK: Options and Legal Essentials

Short-Term Financing in the UK: Options and Legal Essentials

Cash flow can get tight even in healthy businesses - a delayed payment here, a big stock order there, and suddenly you need funds quickly. Short term financing can bridge that gap...

7 November 2025
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Overage Payment In The UK When Buying Or Selling Land

Overage Payment In The UK When Buying Or Selling Land

If you’re negotiating a land deal and want to share in future upside (or avoid overpaying today), an overage payment can be a smart tool. Done well, overage lets a seller capture...

7 November 2025
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Business Law Firms: How To Choose The Right One

Business Law Firms: How To Choose The Right One

Choosing the right business law firm can feel daunting when you’re growing a small business. You want clear, practical advice that protects you from day one - without unpredictable bills or legal...

7 November 2025
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Debt Collection Agency Law in the UK: What Businesses Should Know

Debt Collection Agency Law in the UK: What Businesses Should Know

Chasing overdue invoices can be frustrating and time-consuming, especially when you’re trying to run and grow your business. At some point, many small businesses consider bringing in a debt collection agency to...

5 November 2025
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How Performance Guarantees Work In The UK

How Performance Guarantees Work In The UK

Let’s say you’re awarding a sizeable contract to a supplier or subcontractor. You’re excited to get started - but you also want certainty that they’ll deliver on time and to the required...

5 November 2025
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Corporate Lending in the UK: What Businesses Should Know

Corporate Lending in the UK: What Businesses Should Know

Whether you’re funding a new project, smoothing cash flow, or refinancing existing debt, corporate lending can be a smart way to fuel your next stage of growth. But business loans come with...

5 November 2025
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What Is A Shareholder?

What Is A Shareholder?

If you’re setting up or growing a limited company, you’ll quickly bump into the question that many founders Google: what’s a shareholder? Put simply, shareholders are the owners of a company. But...

5 November 2025
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How To Acquire a Business in the UK

How To Acquire a Business in the UK

Buying an existing business can fast-track your growth. You get customers, brand recognition and systems from day one - without spending years building from scratch. But acquisitions come with their own risks....

5 November 2025
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