Getting Finance Articles
Expert articles and practical legal guides on getting finance for uk businesses.
Commercial Loan Refinancing in the UK: Key Legal Steps and Traps
Refinancing a commercial loan can lower your repayments, unlock cash for growth, or simplify a messy finance stack. But changing lenders (or restructuring your facility with the same lender) isn’t just a...
5 December 2025
What Is Misfeasance? Definition and Examples
“Misfeasance” is one of those legal words that pops up when something has gone wrong in a company - usually involving a director or manager - and someone wants money back or...
5 December 2025
Gifting Shares To Employees In The UK: What Employers Should Know
Thinking about gifting shares to employees to reward loyalty or build a true ownership culture? It’s a powerful way to align your team’s interests with your long-term vision. But because shares are...
4 December 2025
How To Buy a Ltd Company in the UK: Steps, Risks and Contracts
Buying a limited company can be the fastest way to expand, acquire customers and revenue, or move into a new market without starting from zero. Done well, you get a functioning business...
4 December 2025
Company Investors: Legal Essentials
Securing company investors can transform your growth plans from “someday” to “this year.” Whether you’re opening your first location, building a new product, or scaling operations, outside capital can accelerate your journey....
4 December 2025
Loan Facility Agreements In The UK: Negotiate, Secure, Stay Compliant
If you’re looking to fund growth, smooth cash flow or refinance existing debt, a loan facility can be a practical, flexible way to inject capital into your business. But the small print...
4 December 2025
How To Purchase a Company in the UK: Legal Steps, Risks and Documents
Buying an existing company can be a smart way to grow. You get customers, a brand, systems and staff from day one - without starting from scratch. But the legal side matters....
4 December 2025
How Does a Holding Company Work?
Thinking about setting up a holding company for your growing business? You’re not alone. Many UK founders reach a point where they want to protect key assets, separate risk and plan for...
4 December 2025
Sole Trader Unlimited Liability: What It Means In The UK
Thinking of running your business as a sole trader? It’s quick and flexible - but there’s one big legal trade-off you need to understand from day one: unlimited liability. In plain English,...
3 December 2025
Constitutional Documents of a Company in the UK
When you register a limited company in the UK, you don’t just get a company number and call it a day. You’re also creating the “rulebook” that governs how your business operates...
3 December 2025
Advisory Board Member: Roles, Responsibilities and Legal Basics
Bringing in an advisory board member can be a smart way to add experience and credibility to your small business without expanding your board of directors. Advisors can open doors, challenge your...
2 December 2025
Mergers and Acquisitions in the UK
Thinking about a merge and acquisition for your small business? Whether you’re buying a competitor, selling your company, or combining forces to scale, the right legal steps will make the difference between...
1 December 2025
Public Vs Private Companies in the UK: Which Structure Suits You?
If you’re weighing up “public vs private” for your UK company, you’re likely asking two practical questions: what’s the real legal difference, and which path is right for a growing small business?...
1 December 2025
Free Loan Agreement Template (UK): What To Include And Key Risks
Thinking about lending money to (or borrowing from) another business, a director, or a related company? A quick Google for “free loan agreement template” will turn up dozens of downloads. But before...
1 December 2025
Company Sale In The UK: Key Legal Steps
Thinking about a company sale can be exciting and a little daunting. Whether you’re planning an exit, bringing in a buyer to fuel growth, or tidying up your structure ahead of investment,...
1 December 2025
What Happens If A Guarantor Can’t Pay In The UK?
Offering goods or services on credit can be great for winning customers - but it also increases your risk if invoices go unpaid. That’s why many UK SMEs ask for a personal...
1 December 2025
Class B Shares In A UK Private Company
Thinking about creating Class B shares in your private company? You’re not alone. Many UK founders and family-run businesses introduce different share classes to reward key people, raise capital without losing control,...
1 December 2025
Financial Covenants: What They Are and How They Work
Talking to a bank or lender about new funding? Don’t be surprised when “financial covenants” come up. They’re standard in many business finance deals - and they can be the difference between...
30 November 2025
What Is Due Diligence in Business?
If you’re thinking about buying a business, bringing in an investor, partnering with a supplier, or even selling your own company, one term will keep popping up: due diligence. Don’t stress -...
30 November 2025
How Does Escrow Work?
If your business deals with high-value orders, milestone projects, cross‑border suppliers or an acquisition, you’ll eventually hear the word “escrow”. It’s a simple idea - a neutral third party holds funds until...
30 November 2025
Term Sheet Example: What To Include Before Raising Investment
If you’re gearing up to raise investment, a clear, well-structured term sheet is your first building block. It sets the commercial headline terms in plain English so everyone knows what they’re signing...
30 November 2025
Business Law Attorneys: What Small Businesses Should Know
If you’re running a small business, legal issues can feel like a distraction from serving customers and growing your revenue. But the right business law attorney can make your life easier -...
29 November 2025
Start Up Capital: How To Fund Your Business And Key Legal Steps
You’ve got the idea, the drive and a clear market opportunity - now you need start up capital to turn your plan into a real, sustainable business. Whether you’re launching a product,...
28 November 2025
Sale And Leaseback In The UK: How These Deals Work
If you’re looking to unlock cash from your business without losing access to the assets you rely on, a leaseback (often called a sale and leaseback) can be a smart move. In...
28 November 2025
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