Getting Finance Articles
Expert articles and practical legal guides on getting finance for uk businesses.
What Is a Shell Company and How Does It Work?
“Shell company” is a phrase that tends to set off alarm bells. You might hear it in the context of fraud, offshore tax schemes or investigative news stories. But in day-to-day UK...
25 November 2025
How To Value Shares In A Private Company In The UK
Putting a price on your company’s shares isn’t just an investor exercise - it’s something most small businesses need to do at key moments, from bringing in a co-founder to buying back...
24 November 2025
Essential Legal Agreements For UK Small Businesses
Getting your legal agreements right isn’t about red tape - it’s about protecting cash flow, locking in fair expectations and giving your business the credibility to win bigger clients. Whether you’re launching...
24 November 2025
Does A Private Limited Company Have Limited Liability In The UK?
Thinking about setting up a private limited company (Ltd) and wondering what “limited liability” actually protects you from? You’re not alone. Many founders choose the company route precisely because they want to...
24 November 2025
How To Work Out Your Company’s Worth: Valuation Methods
Figuring out what your company is worth isn’t just for big corporates. As a UK small business owner, you’ll face valuation questions more often than you might expect - when raising capital,...
24 November 2025
Are Shareholders Liable For Company Debts In The UK?
If you’re running (or planning to start) a limited company in the UK, you’ll hear the phrase “limited liability” a lot. It’s one of the biggest reasons founders choose a company structure...
24 November 2025
What Does Held In Escrow Mean In The UK?
“Held in escrow” pops up a lot in deals and larger contracts - but what does it actually mean for your business in the UK? In short, escrow is a way to...
24 November 2025
Syndicate Agreements in the UK: What Startup Investors Should Know
Pooling capital and expertise through a syndicate can be a smart way for UK founders, business owners and angel groups to invest in opportunities while spreading risk. But shared investment without clear...
23 November 2025
Interim Distributions in UK Companies: Paying Mid-Year Dividends
Cash flow is healthy, profits are up and you’d like to get some money back to your owners before year end. An interim distribution can be a great way to reward shareholders...
22 November 2025
Seller Financing In The UK: How It Works, Key Documents And Risks
Looking at a seller financed business for sale can be a smart way to get a deal over the line when traditional bank lending is tight or timelines are short. Likewise, if...
22 November 2025
Shareholder Loans in the UK: What Small Companies Should Know
Need flexible funding for your company and thinking about a shareholder loan? You’re not alone. Many UK small businesses use shareholder funding to cover cash flow gaps, launch a new project or...
20 November 2025What Is a Scheme of Arrangement in the UK?
If your company needs to restructure debts, tidy up its share capital, or complete a takeover or merger in a clean, court‑approved way, you’ll likely come across the “scheme of arrangement”. It...
20 November 2025
What Happens To Company Debts When A Company Is Dissolved In The UK?
If you’re thinking about closing your company or it’s already been struck off the register, one of the biggest questions is often: what happens to the debts? Do they disappear? Can creditors...
20 November 2025
How To Convert Debt To Equity In The UK
If your company is carrying expensive loans or director funding and cash is tight, converting some of that debt into shares can be a smart way to strengthen your balance sheet and...
20 November 2025
Term Sheet Template for Small Business Fundraising
Ready to raise capital but not sure how to capture the deal on paper without scaring off investors? A term sheet template can speed things up, keep everyone aligned, and protect you...
20 November 2025
Buy Now, Pay Later Providers In The UK: Legal Tips For SMEs
Offering Buy Now, Pay Later (BNPL) at checkout can lift conversion rates and average order values. It’s convenient for customers and can help you compete with bigger retailers. But there’s more to...
20 November 2025
When And How To Engage Debt Collection In The UK
Late payments can strangle your cash flow and drain your time. If reminders and friendly nudges haven’t worked, you might be wondering when it’s time to engage debt collection - and how...
19 November 2025
Who Needs To Be FCA Regulated In The UK?
If your business touches money, credit or investments in any meaningful way, you’ve probably asked: do I need to be FCA regulated? It’s a crucial question. Getting this wrong can stall your...
18 November 2025
Articles of Association in the UK: The Essentials
If you’re running (or about to register) a limited company in the UK, your Articles of Association sit at the heart of how your business is run. They’re the company’s internal rulebook...
18 November 2025
What Is a Shareholder and What Do They Do?
If you’re setting up or growing a limited company, you’ll hear the word “shareholder” a lot. But who are shareholders in practical terms, what rights do they have, and how do they...
18 November 2025
Investment Contract Explained
Raising investment is exciting – it can fuel product development, unlock hires and accelerate growth. But before funds hit your account, you’ll need the right investment contract in place to set expectations,...
18 November 2025
Diluted Shares: What They Are And How To Protect Your Stake
If you’re building a UK company, sooner or later you’ll come across the term “diluted shares”. It’s a simple concept with big consequences for founders and small business owners - especially when...
18 November 2025
What Does A Finance Lease Mean?
If you’re looking at new equipment, vehicles or technology for your business and don’t want to pay the full cost upfront, a finance lease can be a smart, cash‑flow‑friendly option. But what...
17 November 2025
Advance Subscription Agreement (ASA) In The UK: What To Know
Raising early-stage capital can feel like a catch‑22. Investors want to see momentum, but you need funds to build it. An Advance Subscription Agreement (ASA) can bridge that gap - letting investors...
17 November 2025
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