Getting Finance Articles
Expert articles and practical legal guides on getting finance for uk businesses.

Pre-Emption Agreements in the UK: Protect Shareholders, Raise Capital
If you run a private company in the UK, a pre-emption agreement (or “pre-emption rights”) is one of the simplest tools to stop your ownership from being diluted unexpectedly and to keep...

Franchise Disclosure Document In The UK: What To Include
Thinking about franchising your successful concept? A clear, comprehensive franchise disclosure document is one of the best tools you have to set expectations, reduce disputes and help new franchisees make informed decisions....

What Is Equity In A Company?
If you’re building a business in the UK, you’ll hear the word “equity” a lot - when setting up your company, talking to investors, rewarding key hires, or planning an exit. But...

What Is a Corporate Company?
If you’re weighing up business structures, you’ve probably asked: what is a corporate company, and when does it make sense for a small business? In the UK, the term typically means a...

What Is a Shell Company and How Does It Work?
“Shell company” is a phrase that tends to set off alarm bells. You might hear it in the context of fraud, offshore tax schemes or investigative news stories. But in day-to-day UK...

How To Value Shares In A Private Company In The UK
Putting a price on your company’s shares isn’t just an investor exercise - it’s something most small businesses need to do at key moments, from bringing in a co-founder to buying back...

Essential Legal Agreements For UK Small Businesses
Getting your legal agreements right isn’t about red tape - it’s about protecting cash flow, locking in fair expectations and giving your business the credibility to win bigger clients. Whether you’re launching...

Does A Private Limited Company Have Limited Liability In The UK?
Thinking about setting up a private limited company (Ltd) and wondering what “limited liability” actually protects you from? You’re not alone. Many founders choose the company route precisely because they want to...

How To Work Out Your Company’s Worth: Valuation Methods
Figuring out what your company is worth isn’t just for big corporates. As a UK small business owner, you’ll face valuation questions more often than you might expect - when raising capital,...

Are Shareholders Liable For Company Debts In The UK?
If you’re running (or planning to start) a limited company in the UK, you’ll hear the phrase “limited liability” a lot. It’s one of the biggest reasons founders choose a company structure...

What Does Held In Escrow Mean In The UK?
“Held in escrow” pops up a lot in deals and larger contracts - but what does it actually mean for your business in the UK? In short, escrow is a way to...

Syndicate Agreements in the UK: What Startup Investors Should Know
Pooling capital and expertise through a syndicate can be a smart way for UK founders, business owners and angel groups to invest in opportunities while spreading risk. But shared investment without clear...

Interim Distributions in UK Companies: Paying Mid-Year Dividends
Cash flow is healthy, profits are up and you’d like to get some money back to your owners before year end. An interim distribution can be a great way to reward shareholders...

Seller Financing In The UK: How It Works, Key Documents And Risks
Looking at a seller financed business for sale can be a smart way to get a deal over the line when traditional bank lending is tight or timelines are short. Likewise, if...

Donation-Based Crowdfunding in the UK: Legal Essentials
Donation-based crowdfunding can be a powerful way to rally your community around a new product, a social impact initiative, or a one-off project. It’s quick to launch and can generate buzz as...

How to Run a Limited Company in the UK
Setting up a limited company is exciting - it can boost credibility, unlock investment opportunities and limit personal liability. But once you’ve incorporated, the real question is how to run a limited...

Shareholder Loans in the UK: What Small Companies Should Know
Need flexible funding for your company and thinking about a shareholder loan? You’re not alone. Many UK small businesses use shareholder funding to cover cash flow gaps, launch a new project or...

What Is a Scheme of Arrangement in the UK?
If your company needs to restructure debts, tidy up its share capital, or complete a takeover or merger in a clean, court‑approved way, you’ll likely come across the “scheme of arrangement”. It...

What Happens To Company Debts When A Company Is Dissolved In The UK?
If you’re thinking about closing your company or it’s already been struck off the register, one of the biggest questions is often: what happens to the debts? Do they disappear? Can creditors...

How To Convert Debt To Equity In The UK
If your company is carrying expensive loans or director funding and cash is tight, converting some of that debt into shares can be a smart way to strengthen your balance sheet and...

Term Sheet Template for Small Business Fundraising
Ready to raise capital but not sure how to capture the deal on paper without scaring off investors? A term sheet template can speed things up, keep everyone aligned, and protect you...

Buy Now, Pay Later Providers In The UK: Legal Tips For SMEs
Offering Buy Now, Pay Later (BNPL) at checkout can lift conversion rates and average order values. It’s convenient for customers and can help you compete with bigger retailers. But there’s more to...

When And How To Engage Debt Collection In The UK
Late payments can strangle your cash flow and drain your time. If reminders and friendly nudges haven’t worked, you might be wondering when it’s time to engage debt collection - and how...

Who Needs To Be FCA Regulated In The UK?
If your business touches money, credit or investments in any meaningful way, you’ve probably asked: do I need to be FCA regulated? It’s a crucial question. Getting this wrong can stall your...
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