Getting Finance Articles
Expert articles and practical legal guides on getting finance for uk businesses.
Understanding Payment Settlement Agreements in the UK
Cashflow hiccups happen, even when you’ve done everything right. A payment settlement agreement can help you draw a line under a disputed invoice or overdue account, secure a clear repayment plan, and...
11 December 2025
Statutory Interest on Late Payments in the UK
Cash flow is the lifeblood of every small business. When customers pay late, it can put real pressure on your team, your suppliers and your growth plans. The good news is that...
10 December 2025
Limited Partners in Private Equity: What UK SMEs Should Know
Thinking about taking private equity (PE) investment to scale your business? It can be a game-changer - fresh capital, experienced operators and a faster route to growth. But there’s a key piece...
10 December 2025
Startup Equity in the UK: What Founders Need to Know
Equity is the engine room of most startups. It funds growth, attracts great people and aligns everyone behind your long‑term goals. But it’s also where many founders stumble. Who gets what? How...
10 December 2025
Understanding Second Lien Finance In The UK
If you’re growing and your bank says they’ll only lend more if another lender comes in “behind” them, you’re likely stepping into second lien territory. Don’t stress - once you understand how...
10 December 2025
Debt Contracts In The UK: What To Include And When They’re Regulated
Whether you’re lending money to a customer, advancing funds to a supplier, or documenting funds you’ve put into your own company, a clear debt contract is essential. It sets the rules for...
10 December 2025
Franchise Benefits: What You Should Know
If you’re weighing up how to grow a small business, franchising often comes up quickly - either by buying into a proven brand or franchising your own concept. The potential advantages are...
10 December 2025
Employee Share Schemes In The UK: Reward Staff And Grow Safely
If you’re building a team and want to keep your best people for the long haul, offering employee shares can be a game-changer. Done well, an employee share plan aligns incentives, boosts...
10 December 2025
Leasing Equipment In The UK: Legal Essentials
Leasing equipment can be a smart way to access the tools you need without a hefty upfront cost. Whether you’re fitting out a workshop, adding vehicles or machinery, or renting tech and...
9 December 2025
Sole Trader Liability: What 'Personally Liable' Means in the UK
If you’re weighing up whether to trade as a sole trader or set up a limited company, you’ll quickly run into the phrase: “a sole trader is personally liable for a business’...
9 December 2025
How Trustee Companies Work in the UK
Thinking about using a company to act as trustee for a trust linked to your business, assets or investors? You’re not alone. Many UK founders and SMEs use a corporate trustee to...
9 December 2025
Convertible Senior Notes in the UK: What Businesses Should Know
Looking at ways to raise capital without giving away too much control upfront? Convertible senior notes could be the bridge between where you are now and your next funding milestone. They’re popular...
9 December 2025
What Are A Ordinary Shares?
If you’re setting up or growing a UK company, you’ll quickly run into the jargon of share classes. One term that pops up a lot is “A Ordinary Shares” (often written “A...
8 December 2025
Is Crowdfunding Short- or Long-Term?
If you’re weighing up crowdfunding to raise money for your UK small business, one of the first questions you’ll run into is simple but important: is crowdfunding short or long term? The...
8 December 2025
FCA Authorisations: What You Need To Know
If your business touches money, credit or investments in any way, you’ve probably heard the phrase “FCA authorisations”. It can feel daunting at first - but understanding what the Financial Conduct Authority...
7 December 2025
Misusing Bounce Back Loans: UK Legal Risks
Bounce Back Loans (BBLs) were a lifeline for many UK small businesses. But as trading conditions have shifted and lenders have stepped up reviews, questions around “misuse of bounce back loans” are...
7 December 2025
Articles Of Association (Company Articles) In The UK
If you’ve set up (or are about to set up) a limited company in the UK, your “company articles” sit at the heart of how your business runs. They’re the rulebook that...
6 December 2025
How Do Directors Get Paid In The UK?
Working out how to pay your directors is one of those “boring but critical” decisions that affects cash flow, tax efficiency and governance. The good news is you’ve got options - salary,...
6 December 2025
LP Venture Capital: How VC Funds Are Backed And Why It Matters
If you’re raising investment from a venture capital fund in the UK, you’ll quickly hear people talk about “LPs.” LP stands for limited partners - the institutions and high net worth investors...
6 December 2025
Disadvantages Of An LLP In The UK: What To Consider Before Choosing
Picking the right business structure is one of those early decisions that can make life much easier - or much harder - as you grow. If you’re tossing up a Limited Liability...
6 December 2025
Share Certificate Template In The UK: What To Include And How To Issue
If you’re running a small company in the UK, share certificates are one of those simple but critical admin tasks you need to get right. They’re the official proof that a person...
6 December 2025
GP In Private Equity: What SMEs Should Know Before Investment
Thinking about partnering with a private equity fund to accelerate growth? It can be a powerful move for UK SMEs - more capital, specialist support and a clear route to scale. But...
5 December 2025
Insolvent Business In The UK: What Directors Should Do
If cashflow has tightened and creditors are knocking, you’re not alone. Many small companies hit a rough patch, especially in a tough economy. When an insolvent business is managed correctly and early,...
5 December 2025
Hurdle Shares in the UK: How They Work and How to Set Them Up
Looking to reward key people for growing your company without giving away equity for free? Hurdle shares could be a smart, tax‑efficient way to align incentives with genuine value creation. In this...
5 December 2025
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