Getting Finance Articles
Expert articles and practical legal guides on getting finance for uk businesses.
Bank Covenants: What They Are And How They Work
If you’re taking out a business loan or looking at growth finance, you’ll quickly come across “bank covenants”. They can look intimidating at first glance, but once you know how they work,...
22 December 2025
Legal Leverage Strategies for UK Small Businesses
“Leverage” gets thrown around a lot in startup circles, but what does it actually look like for a small business in the UK? In simple terms, leverage is about getting more output...
22 December 2025
Lead Investor: What To Know Before Raising A Round
Securing a lead investor can be a tipping point for your fundraising round. The right lead doesn’t just bring capital - they set the terms, attract other investors, and often become a...
21 December 2025
Bounce Back Loan Repayment in the UK: What You Need To Know
If your business took out a Bounce Back Loan (BBL) during COVID-19, you’re not alone in wondering how repayment works now that trading conditions have shifted. Don’t stress - there are clear...
21 December 2025
Understanding Preference Share Capital In The UK
Thinking about raising money without giving away day-to-day control? Preference share capital can be a smart way for UK small businesses to bring in investment while keeping decision-making with the founders. In...
21 December 2025
Risks Of Starting A New Business In The UK And How To Reduce Them
Starting a new venture is exciting - but every startup comes with risk. The trick isn’t to avoid risk entirely (that’s impossible), it’s to understand where the risks lie and put sensible...
21 December 2025
Term Sheet: What It Is And How To Use One
If you’re raising investment for your UK small business or startup, a term sheet is usually the first formal step that sets the deal’s commercial roadmap. It isn’t the final contract, but...
21 December 2025
How To Take Over A Business In The UK
Buying an existing business can be a faster, less risky way to grow than starting from scratch. You get customers, cashflow, suppliers and systems on day one - but only if you...
20 December 2025
Convertible Loan Stock: How It Works for Raising Investment
Looking to raise capital without fixing a valuation too early? Convertible loan stock (often called “convertible loan notes”) could be a smart route for UK startups and growing SMEs. In simple terms,...
20 December 2025
How Share Capital Appears On The Balance Sheet
If you run a limited company in the UK, your balance sheet tells the story of how your business is funded and how it’s performing. One line that often causes confusion is...
20 December 2025
Loan Note Investment In The UK: Legal Basics For Raising Finance
If you’re looking to raise working capital quickly without diluting ownership too early, a loan note investment can be an efficient route. It’s flexible, can be tailored to your growth plans, and...
20 December 2025
Can My Company Lend Me Money To Buy A House In The UK?
If you run a limited company and you’re eyeing up a home purchase, it’s natural to ask: can I borrow money from my company to buy a house? The short answer is...
19 December 2025
FCA Application Process Explained
If your business carries out regulated financial activities in the UK, chances are you’ll need authorisation or registration from the Financial Conduct Authority (FCA). Getting approved is a big milestone - but...
19 December 2025
How Redemption Of Preference Shares Works In The UK
Thinking about redeeming preference shares to simplify your cap table, return surplus cash to early investors, or tidy up historic funding rounds? Redemption can be a clean, quick way to restructure your...
19 December 2025
Incorporated Partnership In The UK: Meaning, Uses, How To Set Up
Thinking about going into business with one or more partners, but you want limited liability and a structure investors will respect? An “incorporated partnership” could be exactly what you’re looking for. In...
19 December 2025
How To Buy A Small Business In The UK
Buying a small business can be a smart way to grow fast without starting from scratch. You’re getting existing customers, systems and a proven revenue stream - but the legal side is...
19 December 2025
What Is A Startup Accelerator And How Does It Work?
If you’re building a startup or a new product inside a small business, you’ll quickly hear the term “accelerator.” But what is an accelerator, how does it work in the UK, and...
18 December 2025
Short-Term vs Long-Term Loans: Which Is Better?
Cash flow is the lifeblood of a small business. Whether you’re bridging a seasonal gap, buying equipment or fuelling growth, external finance can make those plans possible. But not all business loans...
18 December 2025
Is Share Capital An Internal Or External Source Of Finance?
If you’re planning to fund your company’s growth, you’ve probably asked: is share capital an internal or external source of finance? It’s a great question - and getting it right helps you...
18 December 2025
Do You Need A Corporate Business Lawyer?
If you’re running or launching a small business, you’ll quickly discover that “corporate” law isn’t just for big listed companies. From choosing a structure and signing your first client to hiring staff...
18 December 2025
How To Write An Event Management Business Plan
If you’re launching an event management business in the UK, a solid business plan is your best friend. It’s not just for investors or the bank - it’s your roadmap for pricing,...
18 December 2025
CVA Meaning: What Is a Company Voluntary Arrangement in the UK?
If cash is tight and creditors are circling, you might be weighing up a CVA. But what does “CVA” actually mean in business, and how does it work for a small company...
17 December 2025
EIS Funding in the UK: How It Works for Startups and Small Companies
If you’re planning to raise equity from angel investors, you’ll quickly hear about EIS funding. It’s a UK tax relief scheme that can make your round much more attractive to investors -...
17 December 2025
What Is a SAFE Note (Simple Agreement for Future Equity) in the UK?
Raising early-stage capital can feel daunting when you’re still refining your product and don’t want to lock in a valuation too early. That’s where a “SAFE note” is often mentioned - a...
17 December 2025
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