Getting Finance Articles
Expert articles and practical legal guides on getting finance for uk businesses.

Understanding Share Price Premiums: What UK Businesses Need to Know About Issuing Shares
Thinking about raising capital for your UK business by issuing new company shares? If you’re getting ready to bring in investors-whether friends, family, business angels or staff-you’ll likely stumble across the concept...

How to Legally Structure Agreements When Seeking Investors for Your Business
Attracting outside investment can be a gamechanger for any small business or startup. Whether you’re dreaming of scaling up, developing new products, or just giving your idea a kickstart, bringing in investors...

Loans in Equity: Key Legal Considerations for UK Businesses Choosing Between Loan Agreements and Equity Financing
When you’re launching or growing your business in the UK, getting the right funding is one of the most important decisions you’ll make. For many founders, the big question is: should you...

How To Draft an Effective Investment Agreement for Your Business: A Guide to Secure Business Invest Success
Gearing up for rapid growth? Attracting outside money is a milestone almost every ambitious business owner hits. Whether you’re a tech startup hunting for funding, an established company taking things to the...

Understanding Debt Seniority: What UK Businesses Need to Know About Loan Priorities
Taking out finance is a big step for any business-whether you’re launching a new venture, expanding your operations, or simply smoothing over a cashflow gap. But when you’re considering loans or other...

Shareholder and Director Loans: What UK Company Directors Need to Know Legally
As a UK company director, you might find yourself lending money to your business to help it through a cashflow crunch - or, perhaps the company needs to pay out funds to...

5 Ways To Get Funding For Your Small Business (2026 Updated)
Getting funding can feel like one of the biggest hurdles when you're building a small business in the UK. You might have a solid idea, early traction, and a clear plan -...

Preparing For A Capital Raise (2026 Updated)
Raising capital can feel like the "real start" of your startup journey - suddenly you're talking valuation, due diligence, investor decks and legal documents, all at once. If you're gearing up for a...

What You Need To Know About Raising Capital (2026 Updated)
Raising capital can feel like one of those "big startup moments" where everything suddenly gets serious. You've got a product (or at least a solid plan), early traction, and a clear sense...
What Are Preference Shares? (2026 Updated)
If you're raising money for your company (or investing into one), you'll quickly run into a classic question: should we issue ordinary shares, or preference shares? Preference shares can be a really...

Should I Use A Sweat Equity Agreement For My Startup? (2026 Updated)
When you're building a startup, cash is usually tight - but ambition (and long to-do lists) definitely aren't. So it's no surprise that many founders ask the same question early on: can...

How Credit Checks Protect UK Ecommerce Businesses from Bad Debts
Running an eCommerce business is an exciting journey, full of big ideas and fast-moving opportunities. But as any online business owner will tell you, protecting your cashflow and reputation is just as...

Preference vs Ordinary Shares: What Sets Them Apart for UK Firms
When you’re starting a company, raising capital, or welcoming new investors, you’ll quickly discover that not all shares are created equal. In the UK, business owners can choose from a range of...

How Buying Back Your Own Shares Impacts Your Company’s Finances and Balance Sheet
If you’re running a company in the UK, chances are you’ll consider purchasing your own shares at some point-whether to facilitate a shareholder exit, reward key staff, or refine your capital structure....

Pre‑Emption Rights for UK Start‑ups: Guarding Shareholder Interests
Raising capital is an exciting milestone for any UK start-up. New investment means fuel for growth, new hires, and scaling your big idea. But amid all the planning and pitching, there’s a...

Unlocking Growth: How a Merger or Acquisition Can Transform Your Startup
If you’re running a startup, growth is always on your mind. Whether you’re bringing a fresh idea to market or scaling rapidly, you may be hearing more about mergers and acquisitions (M&A)...

Term Sheets: Key Points to Nail Before You Sign
When you’re knee-deep in business negotiations-especially when investment, mergers, or partnerships are on the table-the word “ term sheet ” tends to come up again and again. But what exactly is a...

Internal vs External Sources of Finance: Choosing the Best Funding Option for Your Startup
Every startup founder eventually faces the same big question: how do you get the money to grow your business? Whether it’s building your first product, hiring a new team member, or scaling...

Crowdfunding in Britain: Benefits, Pitfalls & Legal Readiness
Dreaming of launching your own business but feeling daunted by traditional funding routes? You’re not alone. More founders than ever are turning to crowdfunding in the United Kingdom to turn their ideas...

Crowdcube Campaigns: Legal Prep for Equity Raises
Equity crowdfunding has exploded as a route for ambitious UK startups to raise capital and bring their backers along for the journey. Platforms like Crowdcube have opened the door for thousands of...

Factoring Finance: A Cash‑Flow Management Guide
Running a startup or small business is thrilling-but there’s nothing like a cash-flow crunch to throw a spanner in the works. Many founders find themselves wondering how to keep the lights on...

Negative‑Pledge Clauses: Loan‑Agreement Red Flags
If you’re in the process of negotiating a business loan, you’ll probably come across a range of legal terms and clauses that can be a bit overwhelming. One that tends to catch...

Fixed vs Floating Charges: Practical Funding Examples
Raising funds for your business is a big milestone – whether you're seeking a bank loan, enticing investors, or looking for alternate financing. But what many business owners don't realise is that...

Series A Funding: Steps, Terms & Legal Watch‑Outs
Getting your startup from a big idea to a “Series A funded” success is a huge achievement. If you’re at the point where you’re seriously thinking about raising a Series A, first...
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