Getting Finance Articles
Expert articles and practical legal guides on getting finance for uk businesses.

Bridge Loans: Short‑Term Financing for Cash‑Flow Gaps
Sometimes, even the best-run businesses run into a cash crunch. Maybe you’re waiting on a new investment to land, but your expenses keep coming. Or perhaps an opportunity pops up for a...

Participating Preference Shares vs Debt Financing: Essential Guide for Startup Funding Choices
When you’re gearing up to raise funds for your startup, choosing the right type of financing isn’t just a box-ticking exercise-it can shape the course of your entire business journey. Whether you’re...

Term Facility Loans: Key Clauses & Obligations
Term facility loans are a mainstay in the world of business finance. If you’re a business owner exploring your funding options-especially for expansion or big-ticket projects-there’s a good chance you’ll encounter a...

Undertakings in Loan Deals: Borrower Promises Decoded
If you’re thinking about taking out a business loan, or negotiating the sale or purchase of a business, you’ll soon encounter a term that might sound a little mysterious: “undertaking”. This concept...

Revolving Credit Facility Explained: Flexible Finance Solutions for Your Business
Running a business is all about navigating ups and downs in cash flow, seasonal surges, and the occasional unexpected bill. Even the most successful businesses can find themselves stretched thin-waiting for client...

Buying a Domino’s Franchise: Legal & Financial Essentials (UK)
Dreaming of serving up hot, cheesy pizza as the owner of a Domino’s store in the UK? Franchising with a globally established brand like Domino’s can seem like a fast-track to business...

Guarantee Agreements: What to Know Before You Sign
If you're a small business owner in the UK, chances are at some point you’ll need outside funding-maybe to launch a new venture, fuel growth, or simply weather a tricky period. Banks...

Business‑Purchase Loans: Financing Your Acquisition
Buying an established business can be a fantastic way to fast-track your entrepreneurial journey. You might skip a lot of the early headaches – like building a brand from scratch or attracting...

Debt‑for‑Equity Swaps: Key Points When Converting Loans
If you’re running a UK company and have borrowed money-maybe from investors, a director, or another business-you might one day be asked: “Can we convert that loan into shares instead?” Or perhaps...

Startup Investor Wishlist: Five Boxes to Tick for Funding Success
Looking to secure investment for your startup? You’re not alone-attracting investors is a big milestone for any founder in the UK. But as you build your pitch deck and polish your business...

Promissory Notes Explained: Key Differences from IOUs and Debt Notes in UK Law
If you find yourself lending or borrowing money-whether it’s between businesses, friends, or even family-you’ll probably want more than just a handshake and a nod. That’s where documents like IOUs, debt notes,...

SEIS Investment Explained: A Guide to the Seed Enterprise Investment Scheme for UK Startups
Getting your startup off the ground isn’t just about a great product or flashy branding-the big challenge for most founders is securing early funding. If you’re building a new business in the...

Lending Agreements: Essential Provisions for Secure Loans
Whether you’re funding a new business venture, or dealing with a bank as a borrower, having a well-drafted lending agreement isn’t just a formality – it’s your core safeguard. Without the right...

Understanding Management Buyouts (MBOs): A Practical Guide for Business Owners
Thinking about the next chapter for your business, whether it’s succession planning, an exit strategy, or simply rewarding a loyal management team? A Management Buyout (MBO) could be just what you’re looking...

How to Secure Grant Funding and Alternative Finance for UK Startups
Starting a business in the UK can be a thrilling – and sometimes overwhelming – adventure. Between refining your big idea, finding your first customers, and all the paperwork of getting started,...

Public Limited Company vs Private Limited Company: Key Differences Explained for UK Businesses
When you’re starting (or growing) a business in the UK, one of your first and most important decisions is what type of company structure to set up. Two of the most common...

Share Capital Unlocked: Why Issued Shares Benefit UK Companies
Thinking about starting or scaling a company in the UK? You’ve probably come across the terms share and share capital -but why do they matter so much, and how can they power...

Capital Structure Basics: A Founder’s Guide to Funding & Ownership
Getting your startup off the ground is no small feat. Whether you’re fresh to entrepreneurship or already juggling a couple of ventures, there’s one essential ingredient that underpins every successful business: a...

VC via Limited Partnerships: How the Structure Powers UK Start‑Ups
There’s never been a more exciting-yet competitive-time to launch a start-up in the UK. If you’re dreaming of scaling that big idea or already deep in product development, you’ve probably heard the...

Net Present Value Made Easy: Smarter Start‑Up Decisions
If you’re running a start-up (or planning to launch one), it’s totally normal to feel bombarded by financial buzzwords and decision-making tools. But one term that keeps popping up-especially when you’re assessing...

Series A Funding: Scaling Your UK Company Successfully
Reaching the point where your business is ready to scale is a huge milestone. Maybe you’ve built a solid customer base, found your product-market fit, or proven that your business model really...

Invoice Factoring vs Invoice Discounting: Which Financing Option Is Right for Your Business?
Managing cash flow is one of the biggest challenges facing startups and small businesses across the UK. Waiting for customers to pay invoices can tie up vital funds and slow your growth-but...

Securitisation Basics: Unlocking Capital & Spreading Risk
Scaling a business is exciting - but it also comes with cash flow challenges. Many founders find themselves sitting on predictable future income streams while struggling to access affordable funding today. Traditional...

Invoice Discounting: A Legit Route to Better Cash Flow
Let’s be honest - managing cash flow can feel like a never-ending challenge when you’re growing a startup or small business. You’ve done the hard work, closed the deal, delivered the goods...
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