Getting Finance Articles

Expert articles and practical legal guides on getting finance for uk businesses.

Bridge Loans: Short‑Term Financing for Cash‑Flow Gaps

Bridge Loans: Short‑Term Financing for Cash‑Flow Gaps

Sometimes, even the best-run businesses run into a cash crunch. Maybe you’re waiting on a new investment to land, but your expenses keep coming. Or perhaps an opportunity pops up for a...

1 May 2025
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Participating Preference Shares vs Debt Financing: Essential Guide for Startup Funding Choices

Participating Preference Shares vs Debt Financing: Essential Guide for Startup Funding Choices

When you’re gearing up to raise funds for your startup, choosing the right type of financing isn’t just a box-ticking exercise-it can shape the course of your entire business journey. Whether you’re...

1 May 2025
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Term Facility Loans: Key Clauses & Obligations

Term Facility Loans: Key Clauses & Obligations

Term facility loans are a mainstay in the world of business finance. If you’re a business owner exploring your funding options-especially for expansion or big-ticket projects-there’s a good chance you’ll encounter a...

1 May 2025
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Undertakings in Loan Deals: Borrower Promises Decoded

Undertakings in Loan Deals: Borrower Promises Decoded

If you’re thinking about taking out a business loan, or negotiating the sale or purchase of a business, you’ll soon encounter a term that might sound a little mysterious: “undertaking”. This concept...

1 May 2025
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Revolving Credit Facility Explained: Flexible Finance Solutions for Your Business

Revolving Credit Facility Explained: Flexible Finance Solutions for Your Business

Running a business is all about navigating ups and downs in cash flow, seasonal surges, and the occasional unexpected bill. Even the most successful businesses can find themselves stretched thin-waiting for client...

1 May 2025
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Buying a Domino’s Franchise: Legal & Financial Essentials (UK)

Buying a Domino’s Franchise: Legal & Financial Essentials (UK)

Dreaming of serving up hot, cheesy pizza as the owner of a Domino’s store in the UK? Franchising with a globally established brand like Domino’s can seem like a fast-track to business...

1 May 2025
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Guarantee Agreements: What to Know Before You Sign

Guarantee Agreements: What to Know Before You Sign

If you're a small business owner in the UK, chances are at some point you’ll need outside funding-maybe to launch a new venture, fuel growth, or simply weather a tricky period. Banks...

1 May 2025
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Business‑Purchase Loans: Financing Your Acquisition

Business‑Purchase Loans: Financing Your Acquisition

Buying an established business can be a fantastic way to fast-track your entrepreneurial journey. You might skip a lot of the early headaches – like building a brand from scratch or attracting...

30 April 2025
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Debt‑for‑Equity Swaps: Key Points When Converting Loans

Debt‑for‑Equity Swaps: Key Points When Converting Loans

If you’re running a UK company and have borrowed money-maybe from investors, a director, or another business-you might one day be asked: “Can we convert that loan into shares instead?” Or perhaps...

30 April 2025
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Startup Investor Wishlist: Five Boxes to Tick for Funding Success

Startup Investor Wishlist: Five Boxes to Tick for Funding Success

Looking to secure investment for your startup? You’re not alone-attracting investors is a big milestone for any founder in the UK. But as you build your pitch deck and polish your business...

30 April 2025
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Promissory Notes Explained: Key Differences from IOUs and Debt Notes in UK Law

Promissory Notes Explained: Key Differences from IOUs and Debt Notes in UK Law

If you find yourself lending or borrowing money-whether it’s between businesses, friends, or even family-you’ll probably want more than just a handshake and a nod. That’s where documents like IOUs, debt notes,...

30 April 2025
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SEIS Investment Explained: A Guide to the Seed Enterprise Investment Scheme for UK Startups

SEIS Investment Explained: A Guide to the Seed Enterprise Investment Scheme for UK Startups

Getting your startup off the ground isn’t just about a great product or flashy branding-the big challenge for most founders is securing early funding. If you’re building a new business in the...

30 April 2025
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Lending Agreements: Essential Provisions for Secure Loans

Lending Agreements: Essential Provisions for Secure Loans

Whether you’re funding a new business venture, or dealing with a bank as a borrower, having a well-drafted lending agreement isn’t just a formality – it’s your core safeguard. Without the right...

30 April 2025
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Understanding Management Buyouts (MBOs): A Practical Guide for Business Owners

Understanding Management Buyouts (MBOs): A Practical Guide for Business Owners

Thinking about the next chapter for your business, whether it’s succession planning, an exit strategy, or simply rewarding a loyal management team? A Management Buyout (MBO) could be just what you’re looking...

29 April 2025
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How to Secure Grant Funding and Alternative Finance for UK Startups

How to Secure Grant Funding and Alternative Finance for UK Startups

Starting a business in the UK can be a thrilling – and sometimes overwhelming – adventure. Between refining your big idea, finding your first customers, and all the paperwork of getting started,...

29 April 2025
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Public Limited Company vs Private Limited Company: Key Differences Explained for UK Businesses

Public Limited Company vs Private Limited Company: Key Differences Explained for UK Businesses

When you’re starting (or growing) a business in the UK, one of your first and most important decisions is what type of company structure to set up. Two of the most common...

29 April 2025
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Share Capital Unlocked: Why Issued Shares Benefit UK Companies

Share Capital Unlocked: Why Issued Shares Benefit UK Companies

Thinking about starting or scaling a company in the UK? You’ve probably come across the terms share and share capital -but why do they matter so much, and how can they power...

29 April 2025
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Capital Structure Basics: A Founder’s Guide to Funding & Ownership

Capital Structure Basics: A Founder’s Guide to Funding & Ownership

Getting your startup off the ground is no small feat. Whether you’re fresh to entrepreneurship or already juggling a couple of ventures, there’s one essential ingredient that underpins every successful business: a...

29 April 2025
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VC via Limited Partnerships: How the Structure Powers UK Start‑Ups

VC via Limited Partnerships: How the Structure Powers UK Start‑Ups

There’s never been a more exciting-yet competitive-time to launch a start-up in the UK. If you’re dreaming of scaling that big idea or already deep in product development, you’ve probably heard the...

29 April 2025
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Net Present Value Made Easy: Smarter Start‑Up Decisions

Net Present Value Made Easy: Smarter Start‑Up Decisions

If you’re running a start-up (or planning to launch one), it’s totally normal to feel bombarded by financial buzzwords and decision-making tools. But one term that keeps popping up-especially when you’re assessing...

29 April 2025
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Series A Funding: Scaling Your UK Company Successfully

Series A Funding: Scaling Your UK Company Successfully

Reaching the point where your business is ready to scale is a huge milestone. Maybe you’ve built a solid customer base, found your product-market fit, or proven that your business model really...

28 April 2025
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Invoice Factoring vs Invoice Discounting: Which Financing Option Is Right for Your Business?

Invoice Factoring vs Invoice Discounting: Which Financing Option Is Right for Your Business?

Managing cash flow is one of the biggest challenges facing startups and small businesses across the UK. Waiting for customers to pay invoices can tie up vital funds and slow your growth-but...

28 April 2025
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Securitisation Basics: Unlocking Capital & Spreading Risk

Securitisation Basics: Unlocking Capital & Spreading Risk

Scaling a business is exciting - but it also comes with cash flow challenges. Many founders find themselves sitting on predictable future income streams while struggling to access affordable funding today. Traditional...

28 April 2025
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Invoice Discounting: A Legit Route to Better Cash Flow

Invoice Discounting: A Legit Route to Better Cash Flow

Let’s be honest - managing cash flow can feel like a never-ending challenge when you’re growing a startup or small business. You’ve done the hard work, closed the deal, delivered the goods...

27 April 2025
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