Getting Finance Articles
Expert articles and practical legal guides on getting finance for uk businesses.
Why Cash Flow Forecasting Matters
If there’s one report you should keep close as a small business owner, it’s your cash flow forecast. Sales and profit are important, but cash pays the bills, funds growth, and keeps...
19 October 2025
Letter Of Comfort In The UK: What To Know
If a customer, supplier or landlord is asking you for a “letter of comfort”, you’re not alone. These requests often pop up when a counterparty wants extra reassurance that an obligation will...
19 October 2025
What Is Factoring and How It Works
Cash flow can make or break a growing business. If you’re profitable on paper but constantly waiting 30–90 days for customers to pay, it’s hard to cover payroll, stock or your next...
19 October 2025
Employee Ownership Trust (EOT) Disadvantages In The UK
Employee Ownership Trusts (EOTs) have become a popular way for founders to exit while protecting their business legacy and rewarding staff. The headline benefits are compelling - potential 0% Capital Gains Tax...
18 October 2025
Joint Venture Property Development: UK Legal Essentials
Joint venture property development can be a smart way for small businesses to pool capital, expertise and sites to deliver bigger projects than you could on your own. But the legals matter....
18 October 2025
Ordinary Shares in the UK Explained
If you’re setting up or growing a limited company in the UK, you’ll almost certainly come across ordinary shares. They’re the most common type of share small businesses use to divide ownership,...
18 October 2025
Company Share Schemes in the UK: Key Options and Tax Rules
Thinking about offering a company share scheme to attract and retain great people? You’re not alone. For many UK small businesses and startups, employee share schemes are a smart way to reward...
18 October 2025
What Is a Parent Company in the UK?
Thinking about setting up a “parent company” for your venture? You’re not alone. Plenty of UK founders create a simple group structure early on to protect assets, prepare for growth and keep...
18 October 2025
What Is a Business Angel and How Do They Work?
If you’re exploring funding options for your small business, you’ve probably come across the term “business angel”. Angel investment can be a game-changer at the early stages - providing capital, connections and...
18 October 2025
Statutory Interest: Charging Interest On Overdue Invoices In The UK
Late payments can squeeze your cash flow and soak up your team’s time. The good news is that UK law gives small businesses a clear, simple tool to deter late payers and...
17 October 2025
Performance Bonds In The UK: What Businesses Should Know
If you’re taking on a sizeable contract - especially in construction, engineering, manufacturing or facilities management - chances are someone will mention “performance bonds”. Don’t let the jargon throw you. Performance bonds...
17 October 2025
Business Leasing: Advantages And Disadvantages In The UK
Leasing can be a smart way to access a shop, office, warehouse or equipment without tying up all your cash. But leases also come with long-term commitments and legal responsibilities you shouldn’t...
17 October 2025
Concept Ventures: Legal Steps To Secure Pre‑Seed Investment In The UK
If you’re exploring pre-seed investment in the UK, you’ve probably come across Concept Ventures. Funds at this stage typically write the first institutional cheque, help you validate product-market fit, and set you...
17 October 2025
Business Angels: How To Secure Investment
If you’re looking to raise early-stage funding in the UK, business angels can be a game‑changer. Angels invest their own money, bring real‑world experience and often open doors to customers, partners and...
16 October 2025
Commercial Bridging Loans: Legal Basics in the UK
Need fast funding to secure a site, complete a purchase, or unlock cash from a property? A commercial bridging loan can be a useful short-term solution when speed matters more than long-term...
16 October 2025
LLP vs Ltd: Which Structure Is Best in the UK?
Deciding between an LLP vs LTD can feel like splitting hairs at first glance. Both offer limited liability and a professional, credible face to the market. But under the surface, they work...
15 October 2025
Crowdfunding In The UK: Advantages, Validation And Legal Essentials
Crowdfunding has moved from a niche idea to a mainstream way for UK small businesses to raise money, build buzz and test demand - all at the same time. If you’re weighing...
15 October 2025
SPV Company in the UK: What It Is and How It Works
If you’re weighing up a new property deal, planning a joint venture, or ring‑fencing a risky project, you’ve probably heard the term “SPV company”. Special purpose vehicles can be a smart, flexible...
15 October 2025
PLC vs Ltd: What’s the Difference in the UK?
Thinking about the best company structure for your growing business? You’ll quickly come across two common options in the UK: private limited companies (Ltd) and public limited companies (PLC). The names sound...
15 October 2025
What Is Equity In Business?
If you’re building a small business in the UK, “equity” comes up quickly - whether you’re splitting ownership with a co‑founder, offering shares to an early employee, or talking to an investor....
15 October 2025
Business Acquisition in the UK: Key Steps and Legal Considerations
Buying an existing business can be a smart way to grow quickly, expand into a new area or add new capabilities without starting from scratch. But a business acquisition has moving parts...
15 October 2025
Public vs Private Limited Company: Which Suits Your UK Business?
Choosing between a public limited company (PLC) and a private limited company (Ltd) can shape how you raise funds, how much you must disclose, and how you run your company day to...
14 October 2025
Disadvantages Of Crowdfunding In The UK: What To Consider
Crowdfunding can look like a dream route to finance: build buzz, raise funds, and validate your idea in one go. But for UK small businesses, the reality is more complex. Before you...
14 October 2025
Vested Shares: How They Work in the UK
If you’re planning to give co-founders, early employees or advisors a stake in your company, vested shares are likely to be part of the conversation. Getting share vesting right is one of...
14 October 2025
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