Getting Finance Articles
Expert articles and practical legal guides on getting finance for uk businesses.
What Is A Negative Pledge?
If you’re agreeing a business loan or supplier finance, there’s a good chance the documents mention a “negative pledge”. It’s a short clause, but it can have a big impact on your...
21 October 2025
Tripartite Agreement Explained: When And How To Use One
If you’re working on a deal that involves three parties with aligned interests, a tripartite agreement can be the cleanest way to lock down roles, responsibilities and risks in one document. Whether...
21 October 2025
Can’t Pay Your UK Bounce Back Loan? Your Next Steps
If you’re struggling to pay a Bounce Back Loan, you’re not alone. Many UK small businesses took out BBLS funding in good faith during COVID, only to face higher costs, slower sales...
21 October 2025
Pre-Action Protocol For Debt Claims In The UK
Chasing unpaid invoices is part of running a business - but before you rush to court, you need to follow the Pre-Action Protocol for Debt Claims when it applies. Doing this properly...
21 October 2025
Share Premium Account in the UK: What It Is and How It Works
If you’re issuing new shares in your UK company, you’ll likely come across the term “share premium account.” It sounds technical, but it’s actually a simple concept with important legal and accounting...
20 October 2025
Long-Term Sources Of Finance: UK Legal Options, Risks & Documents
Securing the right long-term funding can give your business the runway it needs to grow confidently - whether you’re opening a second site, investing in equipment, or hiring a bigger team. There’s...
20 October 2025
Short-Term Finance Sources In The UK: What To Use And Legal Essentials
Cash flow is the lifeblood of a small business. Even healthy, growing companies hit timing gaps - a big customer pays late, stock lands before seasonal sales kick in, or a project...
20 October 2025
BATNA Meaning: Negotiate Better Deals And Protect Your Position
If you’ve ever walked away from a negotiation thinking you could’ve got a better deal, understanding the “BATNA meaning” will change how you negotiate from now on. BATNA stands for “Best Alternative...
20 October 2025
What Is a Share in a Company?
If you’re setting up or growing a limited company in the UK, you’ll hear the word “share” a lot. Shares affect who controls your company, how profits are distributed, and what happens...
20 October 2025
Why Cash Flow Forecasting Matters
If there’s one report you should keep close as a small business owner, it’s your cash flow forecast. Sales and profit are important, but cash pays the bills, funds growth, and keeps...
19 October 2025
Letter Of Comfort In The UK: What To Know
If a customer, supplier or landlord is asking you for a “letter of comfort”, you’re not alone. These requests often pop up when a counterparty wants extra reassurance that an obligation will...
19 October 2025
What Is Factoring and How It Works
Cash flow can make or break a growing business. If you’re profitable on paper but constantly waiting 30–90 days for customers to pay, it’s hard to cover payroll, stock or your next...
19 October 2025
Employee Ownership Trust (EOT) Disadvantages In The UK
Employee Ownership Trusts (EOTs) have become a popular way for founders to exit while protecting their business legacy and rewarding staff. The headline benefits are compelling - potential 0% Capital Gains Tax...
18 October 2025
Joint Venture Property Development: UK Legal Essentials
Joint venture property development can be a smart way for small businesses to pool capital, expertise and sites to deliver bigger projects than you could on your own. But the legals matter....
18 October 2025
Ordinary Shares in the UK Explained
If you’re setting up or growing a limited company in the UK, you’ll almost certainly come across ordinary shares. They’re the most common type of share small businesses use to divide ownership,...
18 October 2025
Company Share Schemes in the UK: Key Options and Tax Rules
Thinking about offering a company share scheme to attract and retain great people? You’re not alone. For many UK small businesses and startups, employee share schemes are a smart way to reward...
18 October 2025
What Is a Parent Company in the UK?
Thinking about setting up a “parent company” for your venture? You’re not alone. Plenty of UK founders create a simple group structure early on to protect assets, prepare for growth and keep...
18 October 2025
What Is a Business Angel and How Do They Work?
If you’re exploring funding options for your small business, you’ve probably come across the term “business angel”. Angel investment can be a game-changer at the early stages - providing capital, connections and...
18 October 2025
Statutory Interest: Charging Interest On Overdue Invoices In The UK
Late payments can squeeze your cash flow and soak up your team’s time. The good news is that UK law gives small businesses a clear, simple tool to deter late payers and...
17 October 2025
Performance Bonds In The UK: What Businesses Should Know
If you’re taking on a sizeable contract - especially in construction, engineering, manufacturing or facilities management - chances are someone will mention “performance bonds”. Don’t let the jargon throw you. Performance bonds...
17 October 2025
Business Leasing: Advantages And Disadvantages In The UK
Leasing can be a smart way to access a shop, office, warehouse or equipment without tying up all your cash. But leases also come with long-term commitments and legal responsibilities you shouldn’t...
17 October 2025
Concept Ventures: Legal Steps To Secure Pre‑Seed Investment In The UK
If you’re exploring pre-seed investment in the UK, you’ve probably come across Concept Ventures. Funds at this stage typically write the first institutional cheque, help you validate product-market fit, and set you...
17 October 2025
Business Angels: How To Secure Investment
If you’re looking to raise early-stage funding in the UK, business angels can be a game‑changer. Angels invest their own money, bring real‑world experience and often open doors to customers, partners and...
16 October 2025
Commercial Bridging Loans: Legal Basics in the UK
Need fast funding to secure a site, complete a purchase, or unlock cash from a property? A commercial bridging loan can be a useful short-term solution when speed matters more than long-term...
16 October 2025
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