Getting Finance Articles

Expert articles and practical legal guides on getting finance for uk businesses.

UK Law on Non-Payment of Invoices

UK Law on Non-Payment of Invoices

If you’ve delivered the work and raised your invoice but the payment still hasn’t landed, you’re not alone. Late and unpaid invoices are one of the most frustrating and disruptive issues for...

25 October 2025
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Corporate Law Solicitors: What They Do And When You Need One

Corporate Law Solicitors: What They Do And When You Need One

Running a small business is exciting - but it also comes with legal decisions that can shape your future growth. That’s where corporate law solicitors come in. Think of them as your...

25 October 2025
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How The M&A Process Works In The UK

How The M&A Process Works In The UK

Thinking about buying a business or selling your own? A well‑run M&A process (mergers and acquisitions) can unlock growth, provide an exit, or bring in strategic capabilities you don’t currently have. But...

24 October 2025
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Buying a Franchise in the UK: Legal Steps, Risks and Key Contracts

Buying a Franchise in the UK: Legal Steps, Risks and Key Contracts

Thinking about buying a franchise business? It’s a popular way to start or grow a venture with a proven brand, playbook and support behind you. But a franchise is still your business,...

24 October 2025
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Redeemable Preference Shares: How They Work In The UK

Redeemable Preference Shares: How They Work In The UK

Thinking about bringing in investment without giving away too much control, or tidying up your cap table later with a planned buyback? Redeemable preference shares can be a flexible tool for small...

24 October 2025
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Types Of Shares In UK Companies

Types Of Shares In UK Companies

Thinking about issuing shares or tweaking your ownership structure? Getting the “types of shares” right isn’t just for big corporates - it’s a smart way for small businesses to reward co-founders, attract...

24 October 2025
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Ordinary Shares vs Preference Shares in the UK

Ordinary Shares vs Preference Shares in the UK

Choosing the right mix of shares isn’t just a paperwork exercise - it shapes who controls your company, how profits are shared, and what happens if you sell or wind up. If...

24 October 2025
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What Is Series A Funding?

What Is Series A Funding?

If you’ve found strong customer traction and you’re ready to scale, you’ll soon encounter a big question: what is Series A funding and how does it work for UK companies? In short,...

23 October 2025
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Certified B Corp: Legal Essentials In The UK

Certified B Corp: Legal Essentials In The UK

More UK buyers, employees and investors are looking for businesses that back up their values with action. Becoming a certified B Corp can help you stand out - it signals that you...

23 October 2025
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Credit Facility Meaning: How To Choose, Negotiate And Document One

Credit Facility Meaning: How To Choose, Negotiate And Document One

Cash flow is the lifeblood of a small business. Whether you’re stocking up ahead of a busy season, smoothing out lumpy invoice payments, or investing in new equipment, a well-structured credit facility...

23 October 2025
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Share Capital Disadvantages In The UK: What Founders Should Weigh Up

Share Capital Disadvantages In The UK: What Founders Should Weigh Up

Raising money by issuing shares feels like the classic startup move. You get capital in the door, your investors get equity, and everyone’s aligned on long‑term growth. But for many small UK...

23 October 2025
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Debt vs Equity Financing: Key Differences Explained

Debt vs Equity Financing: Key Differences Explained

Looking to raise money to grow your business? Two of the most common routes are debt financing and equity financing. Both can unlock the capital you need - but they work very...

22 October 2025
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Promissory Note Template In The UK: Key Clauses And How To Use It

Promissory Note Template In The UK: Key Clauses And How To Use It

If your business lends or borrows money, a promissory note can be a simple, fast way to record the debt and repayment terms. But a “simple template” can also create complex problems...

22 October 2025
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Understanding Convertible Loan Notes in the UK

Understanding Convertible Loan Notes in the UK

Raising money without locking in a valuation can be a smart move for an early-stage business. That’s exactly where convertible loan notes can help. If you’ve been told to “just do a...

22 October 2025
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How To Sell a Small Business in the UK: Legal Steps

How To Sell a Small Business in the UK: Legal Steps

Thinking about selling a small business? It’s a big decision - and a great opportunity to realise the value you’ve built. Whether you want to retire, pivot to a new venture or...

21 October 2025
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What Is A Negative Pledge?

What Is A Negative Pledge?

If you’re agreeing a business loan or supplier finance, there’s a good chance the documents mention a “negative pledge”. It’s a short clause, but it can have a big impact on your...

21 October 2025
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Tripartite Agreement Explained: When And How To Use One

Tripartite Agreement Explained: When And How To Use One

If you’re working on a deal that involves three parties with aligned interests, a tripartite agreement can be the cleanest way to lock down roles, responsibilities and risks in one document. Whether...

21 October 2025
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Can’t Pay Your UK Bounce Back Loan? Your Next Steps

Can’t Pay Your UK Bounce Back Loan? Your Next Steps

If you’re struggling to pay a Bounce Back Loan, you’re not alone. Many UK small businesses took out BBLS funding in good faith during COVID, only to face higher costs, slower sales...

21 October 2025
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Pre-Action Protocol For Debt Claims In The UK

Pre-Action Protocol For Debt Claims In The UK

Chasing unpaid invoices is part of running a business - but before you rush to court, you need to follow the Pre-Action Protocol for Debt Claims when it applies. Doing this properly...

21 October 2025
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Share Premium Account in the UK: What It Is and How It Works

Share Premium Account in the UK: What It Is and How It Works

If you’re issuing new shares in your UK company, you’ll likely come across the term “share premium account.” It sounds technical, but it’s actually a simple concept with important legal and accounting...

20 October 2025
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Long-Term Sources Of Finance: UK Legal Options, Risks & Documents

Long-Term Sources Of Finance: UK Legal Options, Risks & Documents

Securing the right long-term funding can give your business the runway it needs to grow confidently - whether you’re opening a second site, investing in equipment, or hiring a bigger team. There’s...

20 October 2025
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Short-Term Finance Sources In The UK: What To Use And Legal Essentials

Short-Term Finance Sources In The UK: What To Use And Legal Essentials

Cash flow is the lifeblood of a small business. Even healthy, growing companies hit timing gaps - a big customer pays late, stock lands before seasonal sales kick in, or a project...

20 October 2025
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BATNA Meaning: Negotiate Better Deals And Protect Your Position

BATNA Meaning: Negotiate Better Deals And Protect Your Position

If you’ve ever walked away from a negotiation thinking you could’ve got a better deal, understanding the “BATNA meaning” will change how you negotiate from now on. BATNA stands for “Best Alternative...

20 October 2025
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What Is a Share in a Company?

What Is a Share in a Company?

If you’re setting up or growing a limited company in the UK, you’ll hear the word “share” a lot. Shares affect who controls your company, how profits are distributed, and what happens...

20 October 2025
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