Getting Finance Articles
Expert articles and practical legal guides on getting finance for uk businesses.

UK Law on Non-Payment of Invoices
If you’ve delivered the work and raised your invoice but the payment still hasn’t landed, you’re not alone. Late and unpaid invoices are one of the most frustrating and disruptive issues for...

Corporate Law Solicitors: What They Do And When You Need One
Running a small business is exciting - but it also comes with legal decisions that can shape your future growth. That’s where corporate law solicitors come in. Think of them as your...

How The M&A Process Works In The UK
Thinking about buying a business or selling your own? A well‑run M&A process (mergers and acquisitions) can unlock growth, provide an exit, or bring in strategic capabilities you don’t currently have. But...

Buying a Franchise in the UK: Legal Steps, Risks and Key Contracts
Thinking about buying a franchise business? It’s a popular way to start or grow a venture with a proven brand, playbook and support behind you. But a franchise is still your business,...

Redeemable Preference Shares: How They Work In The UK
Thinking about bringing in investment without giving away too much control, or tidying up your cap table later with a planned buyback? Redeemable preference shares can be a flexible tool for small...

Types Of Shares In UK Companies
Thinking about issuing shares or tweaking your ownership structure? Getting the “types of shares” right isn’t just for big corporates - it’s a smart way for small businesses to reward co-founders, attract...

Ordinary Shares vs Preference Shares in the UK
Choosing the right mix of shares isn’t just a paperwork exercise - it shapes who controls your company, how profits are shared, and what happens if you sell or wind up. If...

What Is Series A Funding?
If you’ve found strong customer traction and you’re ready to scale, you’ll soon encounter a big question: what is Series A funding and how does it work for UK companies? In short,...

Certified B Corp: Legal Essentials In The UK
More UK buyers, employees and investors are looking for businesses that back up their values with action. Becoming a certified B Corp can help you stand out - it signals that you...

Credit Facility Meaning: How To Choose, Negotiate And Document One
Cash flow is the lifeblood of a small business. Whether you’re stocking up ahead of a busy season, smoothing out lumpy invoice payments, or investing in new equipment, a well-structured credit facility...

Share Capital Disadvantages In The UK: What Founders Should Weigh Up
Raising money by issuing shares feels like the classic startup move. You get capital in the door, your investors get equity, and everyone’s aligned on long‑term growth. But for many small UK...

Debt vs Equity Financing: Key Differences Explained
Looking to raise money to grow your business? Two of the most common routes are debt financing and equity financing. Both can unlock the capital you need - but they work very...

Promissory Note Template In The UK: Key Clauses And How To Use It
If your business lends or borrows money, a promissory note can be a simple, fast way to record the debt and repayment terms. But a “simple template” can also create complex problems...

Understanding Convertible Loan Notes in the UK
Raising money without locking in a valuation can be a smart move for an early-stage business. That’s exactly where convertible loan notes can help. If you’ve been told to “just do a...

How To Sell a Small Business in the UK: Legal Steps
Thinking about selling a small business? It’s a big decision - and a great opportunity to realise the value you’ve built. Whether you want to retire, pivot to a new venture or...

What Is A Negative Pledge?
If you’re agreeing a business loan or supplier finance, there’s a good chance the documents mention a “negative pledge”. It’s a short clause, but it can have a big impact on your...

Tripartite Agreement Explained: When And How To Use One
If you’re working on a deal that involves three parties with aligned interests, a tripartite agreement can be the cleanest way to lock down roles, responsibilities and risks in one document. Whether...

Can’t Pay Your UK Bounce Back Loan? Your Next Steps
If you’re struggling to pay a Bounce Back Loan, you’re not alone. Many UK small businesses took out BBLS funding in good faith during COVID, only to face higher costs, slower sales...

Pre-Action Protocol For Debt Claims In The UK
Chasing unpaid invoices is part of running a business - but before you rush to court, you need to follow the Pre-Action Protocol for Debt Claims when it applies. Doing this properly...

Share Premium Account in the UK: What It Is and How It Works
If you’re issuing new shares in your UK company, you’ll likely come across the term “share premium account.” It sounds technical, but it’s actually a simple concept with important legal and accounting...

Long-Term Sources Of Finance: UK Legal Options, Risks & Documents
Securing the right long-term funding can give your business the runway it needs to grow confidently - whether you’re opening a second site, investing in equipment, or hiring a bigger team. There’s...

Short-Term Finance Sources In The UK: What To Use And Legal Essentials
Cash flow is the lifeblood of a small business. Even healthy, growing companies hit timing gaps - a big customer pays late, stock lands before seasonal sales kick in, or a project...

BATNA Meaning: Negotiate Better Deals And Protect Your Position
If you’ve ever walked away from a negotiation thinking you could’ve got a better deal, understanding the “BATNA meaning” will change how you negotiate from now on. BATNA stands for “Best Alternative...

What Is a Share in a Company?
If you’re setting up or growing a limited company in the UK, you’ll hear the word “share” a lot. Shares affect who controls your company, how profits are distributed, and what happens...
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