Getting Finance Articles
Expert articles and practical legal guides on getting finance for uk businesses.
Certified B Corp: Legal Essentials In The UK
More UK buyers, employees and investors are looking for businesses that back up their values with action. Becoming a certified B Corp can help you stand out - it signals that you...
23 October 2025
Credit Facility Meaning: How To Choose, Negotiate And Document One
Cash flow is the lifeblood of a small business. Whether you’re stocking up ahead of a busy season, smoothing out lumpy invoice payments, or investing in new equipment, a well-structured credit facility...
23 October 2025
Share Capital Disadvantages In The UK: What Founders Should Weigh Up
Raising money by issuing shares feels like the classic startup move. You get capital in the door, your investors get equity, and everyone’s aligned on long‑term growth. But for many small UK...
23 October 2025
Debt vs Equity Financing: Key Differences Explained
Looking to raise money to grow your business? Two of the most common routes are debt financing and equity financing. Both can unlock the capital you need - but they work very...
22 October 2025
Promissory Note Template In The UK: Key Clauses And How To Use It
If your business lends or borrows money, a promissory note can be a simple, fast way to record the debt and repayment terms. But a “simple template” can also create complex problems...
22 October 2025
Understanding Convertible Loan Notes in the UK
Raising money without locking in a valuation can be a smart move for an early-stage business. That’s exactly where convertible loan notes can help. If you’ve been told to “just do a...
22 October 2025
How To Sell a Small Business in the UK: Legal Steps
Thinking about selling a small business? It’s a big decision - and a great opportunity to realise the value you’ve built. Whether you want to retire, pivot to a new venture or...
21 October 2025
What Is A Negative Pledge?
If you’re agreeing a business loan or supplier finance, there’s a good chance the documents mention a “negative pledge”. It’s a short clause, but it can have a big impact on your...
21 October 2025
Tripartite Agreement Explained: When And How To Use One
If you’re working on a deal that involves three parties with aligned interests, a tripartite agreement can be the cleanest way to lock down roles, responsibilities and risks in one document. Whether...
21 October 2025
Can’t Pay Your UK Bounce Back Loan? Your Next Steps
If you’re struggling to pay a Bounce Back Loan, you’re not alone. Many UK small businesses took out BBLS funding in good faith during COVID, only to face higher costs, slower sales...
21 October 2025
Pre-Action Protocol For Debt Claims In The UK
Chasing unpaid invoices is part of running a business - but before you rush to court, you need to follow the Pre-Action Protocol for Debt Claims when it applies. Doing this properly...
21 October 2025
Share Premium Account in the UK: What It Is and How It Works
If you’re issuing new shares in your UK company, you’ll likely come across the term “share premium account.” It sounds technical, but it’s actually a simple concept with important legal and accounting...
20 October 2025
Long-Term Sources Of Finance: UK Legal Options, Risks & Documents
Securing the right long-term funding can give your business the runway it needs to grow confidently - whether you’re opening a second site, investing in equipment, or hiring a bigger team. There’s...
20 October 2025
Short-Term Finance Sources In The UK: What To Use And Legal Essentials
Cash flow is the lifeblood of a small business. Even healthy, growing companies hit timing gaps - a big customer pays late, stock lands before seasonal sales kick in, or a project...
20 October 2025
BATNA Meaning: Negotiate Better Deals And Protect Your Position
If you’ve ever walked away from a negotiation thinking you could’ve got a better deal, understanding the “BATNA meaning” will change how you negotiate from now on. BATNA stands for “Best Alternative...
20 October 2025
What Is a Share in a Company?
If you’re setting up or growing a limited company in the UK, you’ll hear the word “share” a lot. Shares affect who controls your company, how profits are distributed, and what happens...
20 October 2025
Why Cash Flow Forecasting Matters
If there’s one report you should keep close as a small business owner, it’s your cash flow forecast. Sales and profit are important, but cash pays the bills, funds growth, and keeps...
19 October 2025
Letter Of Comfort In The UK: What To Know
If a customer, supplier or landlord is asking you for a “letter of comfort”, you’re not alone. These requests often pop up when a counterparty wants extra reassurance that an obligation will...
19 October 2025
What Is Factoring and How It Works
Cash flow can make or break a growing business. If you’re profitable on paper but constantly waiting 30–90 days for customers to pay, it’s hard to cover payroll, stock or your next...
19 October 2025
Employee Ownership Trust (EOT) Disadvantages In The UK
Employee Ownership Trusts (EOTs) have become a popular way for founders to exit while protecting their business legacy and rewarding staff. The headline benefits are compelling - potential 0% Capital Gains Tax...
18 October 2025
Joint Venture Property Development: UK Legal Essentials
Joint venture property development can be a smart way for small businesses to pool capital, expertise and sites to deliver bigger projects than you could on your own. But the legals matter....
18 October 2025
Ordinary Shares in the UK Explained
If you’re setting up or growing a limited company in the UK, you’ll almost certainly come across ordinary shares. They’re the most common type of share small businesses use to divide ownership,...
18 October 2025
Company Share Schemes in the UK: Key Options and Tax Rules
Thinking about offering a company share scheme to attract and retain great people? You’re not alone. For many UK small businesses and startups, employee share schemes are a smart way to reward...
18 October 2025
What Is a Parent Company in the UK?
Thinking about setting up a “parent company” for your venture? You’re not alone. Plenty of UK founders create a simple group structure early on to protect assets, prepare for growth and keep...
18 October 2025
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