Getting Finance Articles

Expert articles and practical legal guides on getting finance for uk businesses.

What Is Issued Share Capital? Understanding Its Legal Meaning and Importance for Your Business

What Is Issued Share Capital? Understanding Its Legal Meaning and Importance for Your Business

If you’ve taken your first steps into owning or managing a limited company in the UK, you’ll soon run into some terms that sound technical and a little daunting - “issued share...

16 September 2025
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What Are Your Legal Options If You Can’t Repay a Bounce Back Loan as a Sole Trader?

What Are Your Legal Options If You Can’t Repay a Bounce Back Loan as a Sole Trader?

If you’re a sole trader who took out a Bounce Back Loan to survive tough times, you’re not alone. With business conditions changing and the repayment holiday long gone, many UK sole...

15 September 2025
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Key Legal Considerations for Peer-to-Peer Finance Agreements in UK Businesses

Key Legal Considerations for Peer-to-Peer Finance Agreements in UK Businesses

If you’re running a small business or planning a new startup in the UK, you’ve probably come across the term peer to peer finance , or “P2P finance.” It’s an alternative way...

15 September 2025
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Angel Donor Agreements for UK Startups: Legal Basics

Angel Donor Agreements for UK Startups: Legal Basics

Securing early-stage funding is one of the most exciting-and sometimes daunting-challenges for any UK startup founder. You might have already heard the buzz around “angel donors” or “angel donors agreements” as a...

14 September 2025
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What Is an LP in Private Equity? Understanding Limited Partnerships and Their Legal Implications for Businesses

What Is an LP in Private Equity? Understanding Limited Partnerships and Their Legal Implications for Businesses

If you’re at the stage where your business is considering raising funding - or maybe you’re interested in investing in a private equity fund - you’ve likely come across the term “LP.”...

13 September 2025
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Consumer Credit Act 2006: What UK Businesses Need to Know About Consumer Lending Laws

Consumer Credit Act 2006: What UK Businesses Need to Know About Consumer Lending Laws

Consumer credit is everywhere in the UK - from car finance deals and buy-now-pay-later offers to simple shop cards and business loans to purchase everyday goods. If your business provides any type...

13 September 2025
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Financial Lawyers: Navigating Commercial Finance Agreements for Growing Businesses

Financial Lawyers: Navigating Commercial Finance Agreements for Growing Businesses

If you’re a business owner with big growth plans, you’ll probably need access to finance - whether that’s a loan, an overdraft, investment, or another type of funding. But if you’ve looked...

11 September 2025
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Understanding Capital Structure: Legal Considerations for UK Business Owners

Understanding Capital Structure: Legal Considerations for UK Business Owners

Whether you're launching your first business or growing an existing venture, there’s one element that can have a big impact on your ability to attract investment, manage risk and scale for the...

11 September 2025
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What Is Seed Funding? Legal Essentials For UK Startups Raising Capital

What Is Seed Funding? Legal Essentials For UK Startups Raising Capital

Turning your business idea into a reality is an exciting step - but it often hinges on one big thing: money. If you’re a startup founder, you’ve probably heard lots of buzz...

11 September 2025
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Understanding Syndicated Loan Agreements: Key Legal Insights for UK Businesses

Understanding Syndicated Loan Agreements: Key Legal Insights for UK Businesses

Thinking about raising funding for your business through a syndicated loan, but not sure where to begin? If you’re not a financial expert, trying to wrap your head around complex syndicated loan...

11 September 2025
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Understanding Share Capital: A Legal Guide for UK Businesses

Understanding Share Capital: A Legal Guide for UK Businesses

Thinking about launching or growing a limited company in the UK? Or maybe you’re weighing up your options for raising business finance in the future? If so, you’ve probably come across the...

10 September 2025
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What Is Lease Financing? Understanding Business Leases and Legal Considerations for UK Companies

What Is Lease Financing? Understanding Business Leases and Legal Considerations for UK Companies

Whether you’re looking to open a new café, kit out an office with high-end equipment, or launch your own logistics firm, there’s a good chance you’ll come across lease financing. If the...

10 September 2025
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Understanding Loans and Borrowings: Key Legal Considerations for Business Agreements

Understanding Loans and Borrowings: Key Legal Considerations for Business Agreements

Securing the right mix of loans and borrowings can be a game-changer for small businesses in the UK. Whether you’re launching a new venture, expanding your operations, or managing cash flow, the...

9 September 2025
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How To Use a Promissory Note Template for Business Loans and Agreements

How To Use a Promissory Note Template for Business Loans and Agreements

Looking to borrow money or lend funds between businesses, partners, or even friends? Making these financial arrangements official is key to avoiding awkward disputes or costly misunderstandings down the line. One of...

9 September 2025
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What Is Shareholders’ Capital? A Legal Guide for UK Companies

What Is Shareholders’ Capital? A Legal Guide for UK Companies

Whether you’re planning to launch your first company, join as a co-founder, or invest in a growing business, you’ve probably come across the term “shareholders’ capital.” It pops up in business plans,...

9 September 2025
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Understanding Funding Rounds: Key Legal Considerations for UK Businesses

Understanding Funding Rounds: Key Legal Considerations for UK Businesses

Securing investment is one of the biggest milestones for any ambitious UK startup or small business. Whether you’re preparing to launch, about to scale up, or aiming for rapid growth, understanding how...

8 September 2025
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What Is Share Capital? A Legal Guide For UK Businesses And Startups

What Is Share Capital? A Legal Guide For UK Businesses And Startups

Whether you’re just starting your business journey or looking to bring on investors to fuel your company’s growth, understanding what is a share capital is essential. It’s one of those business terms...

7 September 2025
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Understanding Guarantee Bonds: What UK Businesses Need to Know About Secure Financial Commitments

Understanding Guarantee Bonds: What UK Businesses Need to Know About Secure Financial Commitments

As a UK business owner, there’s a good chance you’ve come across the term “guarantee bond”-even if you weren’t quite sure what it meant at first. Bonds and guarantees are common in...

7 September 2025
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How To Use an Information Memorandum Template for Effective Business Fundraising

How To Use an Information Memorandum Template for Effective Business Fundraising

Raising capital is a major milestone for many UK business owners-whether you're launching a startup, growing your operations, or getting investor support for a new project. But here’s the thing: attracting the...

7 September 2025
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What Is a Charge on a Company? A Guide to Understanding Charges Against Businesses

What Is a Charge on a Company? A Guide to Understanding Charges Against Businesses

Ever wondered what it means if a business has a “charge” against it? If you’re exploring finance options, reviewing your company’s risk, or just starting out as a UK business owner, it’s...

7 September 2025
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Understanding Second Lien Debt: What UK Businesses Need to Know About First and Second Liens

Understanding Second Lien Debt: What UK Businesses Need to Know About First and Second Liens

If you’re weighing up your finance options as a business owner in the UK, you might have come across the term “second lien” in connection with loans, credit facilities or business expansion...

7 September 2025
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Understanding Investment Agreements: Key Legal Considerations for UK Businesses

Understanding Investment Agreements: Key Legal Considerations for UK Businesses

Attracting new investment can be a massive turning point for your business. Whether you’re a fast-growing startup looking to scale or a family-run company bringing on new partners, securing funding is exciting-and...

6 September 2025
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Understanding Asset Finance Agreements: Legal Essentials for UK Businesses

Understanding Asset Finance Agreements: Legal Essentials for UK Businesses

Running a business in the UK often means managing complex financial decisions - and one of the biggest questions for growing companies is how to afford the equipment, vehicles, or technology they...

6 September 2025
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Factoring Meaning: A Legal Guide To Invoice Financing Agreements For UK Businesses

Factoring Meaning: A Legal Guide To Invoice Financing Agreements For UK Businesses

Running a small business in the UK often means juggling cash flow, chasing up invoices, and sometimes waiting weeks or even months to get paid. If you’ve ever felt the pressure of...

5 September 2025
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