Getting Finance Articles

Expert articles and practical legal guides on getting finance for uk businesses.

Employee Scheme Options in the UK: Choose, Set Up and Stay Compliant

Employee Scheme Options in the UK: Choose, Set Up and Stay Compliant

Thinking about an employee scheme to attract and retain great people? You’re not alone. For small businesses, a well-structured scheme can boost motivation, align your team with your goals and protect cash...

26 December 2025
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What Is Crowdcube? Legal Essentials for Raising Investment

What Is Crowdcube? Legal Essentials for Raising Investment

If you’re exploring ways to raise growth capital without going to a VC or bank, you’ve likely come across Crowdcube. It’s one of the UK’s leading equity crowdfunding platforms, and it’s helped...

26 December 2025
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Investment Term Sheet: What Founders Need To Know

Investment Term Sheet: What Founders Need To Know

If you’re raising money for your UK startup or small business, the investment term sheet is usually where serious negotiations begin. It sets out the key commercial and legal terms in a...

26 December 2025
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Debt Facility: How To Choose, Negotiate And Document It In The UK

Debt Facility: How To Choose, Negotiate And Document It In The UK

If you’re planning to grow your small business, a well-structured debt facility can be a smart, flexible way to fund working capital, equipment, inventory or expansion - without giving up equity. But...

26 December 2025
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Sample Letter Of Intent (LOI) Template In The UK: What To Include

Sample Letter Of Intent (LOI) Template In The UK: What To Include

If you’re negotiating a deal - buying a business, onboarding a key supplier, partnering with another company, or lining up investment - a clear Letter of Intent (LOI) keeps everyone on the...

26 December 2025
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How to Buy a Limited Company in the UK

How to Buy a Limited Company in the UK

Buying a limited company can be a smart way to fast‑track growth, acquire customers, enter a new market or absorb valuable talent and IP. But the legal side matters just as much...

25 December 2025
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Shareholder Funds: What They Are And Why They Matter

Shareholder Funds: What They Are And Why They Matter

If you run a limited company, you’ll see a line on your balance sheet called “Shareholder Funds” (sometimes shown as “Capital and Reserves” or “Equity”). But what exactly is it, why does...

25 December 2025
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What Are Commitment Letters?

What Are Commitment Letters?

If you’re raising finance or closing an investment, there’s a good chance a lender or investor will ask you to sign a commitment letter. It can look straightforward at first glance -...

25 December 2025
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How To Run A Cleaning Business In The UK: Legal Essentials

How To Run A Cleaning Business In The UK: Legal Essentials

Thinking about running a cleaning business in the UK? It’s a smart move - demand is steady from homes, offices, hospitality venues and facilities managers, and the startup costs are often lower...

25 December 2025
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What Is a Bounce Back Loan in the UK? BBLS, Repayments and Risks

What Is a Bounce Back Loan in the UK? BBLS, Repayments and Risks

If you borrowed under the UK’s Bounce Back Loan Scheme (BBLS) during COVID-19, you’re not alone. Thousands of small companies and sole traders took out quick, low-interest funding to keep the lights...

25 December 2025
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Examples Of Franchises: Popular Brands And Sectors

Examples Of Franchises: Popular Brands And Sectors

Franchising can be a smart way to start or grow a small business in the UK. You’re buying into a proven brand and playbook, which means fewer unknowns than starting from scratch...

25 December 2025
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How IP Finance Works in the UK

How IP Finance Works in the UK

If your business is built on a brand, software, content, designs or data, then a big part of your value is intangible - your intellectual property (IP). The good news is that...

24 December 2025
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Shadow Equity in the UK: Reward Talent Without Giving Away Shares

Shadow Equity in the UK: Reward Talent Without Giving Away Shares

If you want to attract and retain great people but you’re not ready to hand out actual shares, shadow equity can be a smart middle ground. It lets you mirror the value...

24 December 2025
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Franchise Investment in the UK: Key Legal Considerations

Franchise Investment in the UK: Key Legal Considerations

Thinking about franchise investment as your pathway to business ownership? It’s a proven model: you’re buying into an established brand, a tested system, and ongoing support. That can dramatically reduce startup risk...

24 December 2025
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Partnership Vs Limited Company: Which Structure Should You Choose?

Partnership Vs Limited Company: Which Structure Should You Choose?

Choosing between a partnership and a limited company is one of those early decisions that can shape your business for years to come. It affects your risk, your tax, your admin burden...

24 December 2025
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How To Calculate Your Company’s Valuation

How To Calculate Your Company’s Valuation

Whether you’re raising investment, buying out a co-founder or planning an exit, knowing how to calculate a company’s valuation is essential. It influences how much equity you sell, the price you accept...

24 December 2025
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Should You Incorporate as a Limited Company in the UK?

Should You Incorporate as a Limited Company in the UK?

Thinking about moving from sole trader to limited company? Or starting a new venture and deciding which structure is best? Incorporation can feel like a big step - but for many UK...

23 December 2025
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How To Issue New Shares In A UK Company

How To Issue New Shares In A UK Company

Thinking about issuing new shares to raise cash, bring in a co-founder, reward a key employee, or tidy up your cap table? Great move - done properly, issuing shares can fuel growth...

23 December 2025
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How To Set Up A Limited Company To Buy Property In The UK

How To Set Up A Limited Company To Buy Property In The UK

Thinking about buying investment property through a company? You’re not alone. Many small business owners are setting up a limited company (often called an SPV) to hold buy‑to‑let properties, reduce personal exposure...

23 December 2025
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Buying a Restaurant in the UK: Legal Checklist

Buying a Restaurant in the UK: Legal Checklist

Buying a restaurant can be a faster, lower-risk way to enter hospitality than starting from scratch. You’re potentially acquiring a brand, a location that already works, trained staff and established suppliers. But...

22 December 2025
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Due Diligence Made Simple: What Founders Need to Prepare Legally

Due Diligence Made Simple: What Founders Need to Prepare Legally

Most founders meet due diligence the same way: in the middle of a fast-moving raise, when an investor says they’re keen and then - almost immediately - asks for a data room....

22 December 2025
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Raising Capital? Here’s What Investors Actually Look For

Raising Capital? Here’s What Investors Actually Look For

Fundraising often feels like it’s won in the room. You deliver the pitch, answer the questions, send the deck, and wait for the follow-up. But the truth is that the biggest decisions...

22 December 2025
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Are your legal foundations truly investor-ready?

Are your legal foundations truly investor-ready?

Fundraising has a strange rhythm. One week you’re refining your pitch and chasing intros. The next, an investor is interested, momentum builds, and then an email lands that changes the tone of...

22 December 2025
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Seller Financing a Business in the UK: How To Structure and Protect

Seller Financing a Business in the UK: How To Structure and Protect

Seller financing (also called “vendor finance” or “owner financing”) can be a practical way to get a business sale across the line when a buyer can’t or won’t pay 100% of the...

22 December 2025
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