Getting Finance Articles
Expert articles and practical legal guides on getting finance for uk businesses.
Interest-Free Loan From Director To Company: UK Legal, Tax & Docs
Cash flow gets tight in most small companies at some point. If you’re a director, one quick way to steady the ship is to inject funds yourself as a loan. An interest-free...
1 January 2026
Thinking About A Loan For You Business? You Might Need A Loan Agreement (2026 Updated)
If you're looking at funding options for your business, a loan can feel like the most straightforward path. You get the cash you need now, and you pay it back over time....
31 December 2025
What Does Under Administration Mean In The UK?
Hearing that a company is “under administration” can be unsettling - whether it’s your own business or a key supplier, customer or landlord. But what does “under administration” actually mean in the...
31 December 2025
How Does Equity Financing Work? (2026 Updated)
If you're building a business with real growth ambitions, there's a good chance you'll eventually ask a big question: should we raise equity? Equity financing can be an amazing way to fund...
31 December 2025
Share Capital Example Explained
Thinking about how to structure your company’s share capital, or preparing for your first investment round? Getting this right from day one makes a big difference to control, tax, and how attractive...
31 December 2025
How To Start a Franchise Cafe in the UK: Legal Requirements
Buying into a franchise cafe can be a smart way to get into hospitality with a proven brand, systems and customer base. You’re not starting from scratch, but you still run a...
31 December 2025
Are Franchises A Good Investment?
Buying a franchise can look like a shortcut to business ownership: a known brand, a proven model and head office support. But are franchises a good investment for small business owners in...
30 December 2025
Financial Contracts In The UK: What To Include And How To Sign
Whether you’re borrowing funds, leasing equipment, investing in growth or offering your own customer finance, clear financial contracts are what keep the money side of your business predictable and protected. Handled well,...
30 December 2025
What Is Company Capital?
Company capital underpins who owns your business, how you raise money and what you can legally pay out to shareholders. If you’re running a limited company in the UK (or planning to...
30 December 2025
HMRC EMI Valuation: What You Need To Know
EMI options can be a brilliant way to attract and retain great people without burning cash. But to make them work, you need to get one key piece right from the start:...
30 December 2025
What Does Limited Liability Mean?
“Limited liability” is one of those phrases you’ll hear a lot when you’re setting up a business in the UK. It’s also one of the biggest reasons founders choose to incorporate a...
29 December 2025
Debt Finance: UK Legal Essentials
Looking to grow without giving away equity? Debt finance can be a smart way to fund working capital, equipment, stock or a new location while keeping control of your business. But the...
29 December 2025
Limited Partnership vs Limited Company: Which Is Best In The UK?
Choosing the right legal structure is one of the most important decisions you’ll make as a founder. It affects your personal liability, how you raise money, what paperwork you need to file,...
29 December 2025
Crowdfunding In The UK: Legal Steps, Structures And Documents
Crowdfunding can be a powerful way to validate demand, build a community and raise the money your small business needs to grow. Whether you’re pre-selling a new product, collecting donations for a...
27 December 2025
Objectives Of A Public Limited Company (PLC) In The UK
If you’re building a business in the UK and thinking about serious growth, you’ll eventually bump into the question of whether to raise capital publicly. That usually leads to the PLC conversation....
27 December 2025
Employee Scheme Options in the UK: Choose, Set Up and Stay Compliant
Thinking about an employee scheme to attract and retain great people? You’re not alone. For small businesses, a well-structured scheme can boost motivation, align your team with your goals and protect cash...
26 December 2025
What Is Crowdcube? Legal Essentials for Raising Investment
If you’re exploring ways to raise growth capital without going to a VC or bank, you’ve likely come across Crowdcube. It’s one of the UK’s leading equity crowdfunding platforms, and it’s helped...
26 December 2025
Investment Term Sheet: What Founders Need To Know
If you’re raising money for your UK startup or small business, the investment term sheet is usually where serious negotiations begin. It sets out the key commercial and legal terms in a...
26 December 2025
Debt Facility: How To Choose, Negotiate And Document It In The UK
If you’re planning to grow your small business, a well-structured debt facility can be a smart, flexible way to fund working capital, equipment, inventory or expansion - without giving up equity. But...
26 December 2025
Sample Letter Of Intent (LOI) Template In The UK: What To Include
If you’re negotiating a deal - buying a business, onboarding a key supplier, partnering with another company, or lining up investment - a clear Letter of Intent (LOI) keeps everyone on the...
26 December 2025
How to Buy a Limited Company in the UK
Buying a limited company can be a smart way to fast‑track growth, acquire customers, enter a new market or absorb valuable talent and IP. But the legal side matters just as much...
25 December 2025
Shareholder Funds: What They Are And Why They Matter
If you run a limited company, you’ll see a line on your balance sheet called “Shareholder Funds” (sometimes shown as “Capital and Reserves” or “Equity”). But what exactly is it, why does...
25 December 2025
What Are Commitment Letters?
If you’re raising finance or closing an investment, there’s a good chance a lender or investor will ask you to sign a commitment letter. It can look straightforward at first glance -...
25 December 2025
How To Run A Cleaning Business In The UK: Legal Essentials
Thinking about running a cleaning business in the UK? It’s a smart move - demand is steady from homes, offices, hospitality venues and facilities managers, and the startup costs are often lower...
25 December 2025
Need help with your business legals?
Speak with Sprintlaw to get practical legal support and fixed-fee options tailored to your business.